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FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

M_Smart007
Legendary Contributor
‎09-19-2022 08:46 AM
‎09-19-2022 08:46 AM

FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Testing the waters of FNBOSmiley Very Happy

 

Called in asked if "SP" CLI available = > NO

Said it would be a "HP"  and how much you want? .. I said sure why not!  / try $40K? Smiley Tongue

..as @Gmood1 says 'What's burning another HP? / Plenty available" smiley-laughing emoticon.gif

 

Previous CL $25K -> CLI  $15K new CL $40,000.00

I probably left money on the tableSmiley Indifferent

I must be "Resilient" per @805orbust Smiley Very Happy

 

I Can sit around until I Am @Anonymous 's age (undisclosed info),

waiting for Citi, BoA & WF Approvals/CLI's or move on to "Greener Pastures"

 

DP's

Over $100K exposure to FNBO Personal & Business (two out of 3 cards get HEAVY spend)

EX -> "HP" -> 37/24 inquiries

Your FICO® Bankcard Score 9 , pulled on 09/10/2022 = 779

Original approval "here" 

Last SP CLI here

16/24 new accounts (reporting)

Over 80 open accounts. / 40 closed / 122 reporting. (Marcus GM card not reporting yet)

AAoA = 3 yrs 6 mos / per EX

AoOA =  39+ / AMERICAN EXPRESS - June 1983

AoYRA "2 NEW Accts. " Affinity FCU  &  Patelco CU 

AZE4 - At time of request  DCU @ 75% util. and couple others less than $100

(1) open installment loan reporting $20.00 on $25K

Several PIF Auto & PL loans.

No Mortgage

No open Auto loans.

Very thick aged clean profile.

Sufficient Income.

 

Last use - > 12/02/2021

ONLINE PAYMENT THANK YOU

Uncategorized
-$1,200.00
 
(Click image to enlarge)(Click image to enlarge)

 

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EX HP on 9-17-22

(Click image to enlarge)(Click image to enlarge)

 

 
 
Previus CL on 9-17-2022
(Click image to enlarge)(Click image to enlarge)
Y'all Behave!
Message 1 of 34
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33 REPLIES 33
mgood
Valued Contributor
‎09-19-2022 09:07 AM
‎09-19-2022 09:07 AM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

WOW yer killin' it!



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 783, TU8 766, EX8 777 as of December 10
Goal Score: EQ8 780, TU8 780, EX8 780
Take the myFICO Fitness Challenge
AZE2 - 3% Utl - New Accts: 0/6, 3/12, 5/24
Message 2 of 34
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SUPERSQUID
Valued Contributor
‎09-19-2022 09:14 AM
‎09-19-2022 09:14 AM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

CONGRATS!!!!!

maxresdefault (1).jpg

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 3 of 34
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Traveler101
Established Contributor
‎09-19-2022 09:24 AM
‎09-19-2022 09:24 AM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Awesome and congratulations to you!

Message 4 of 34
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CYBERSAM
Senior Contributor
‎09-19-2022 10:05 AM
‎09-19-2022 10:05 AM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on your huge FNBO CLI 🤑👍👍

 

@M_Smart007 wrote:

..as @Gmood1 says 'What's burning another HP? / Plenty available" smiley-laughing emoticon.gif

See now that's not right! You guys are going to start a new "What's another HP" Movement...







              
Message 5 of 34
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coreyb80
Super Contributor
‎09-19-2022 11:58 AM
‎09-19-2022 11:58 AM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Sheesh...talk about a great CLI, that is it right there!! Congratulations!!!

Message 6 of 34
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WomanITGeek
Contributor
‎09-19-2022 12:00 PM
‎09-19-2022 12:00 PM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Whoa Smiley Surprised congratulations!!!

AMEX Gold: NPSL | Citi Custom Cash: $16,600 | Chase Freedom Unlimited: $15,600 | Chase Sapphire Reserve: $28,800 | Express (Comenity) $5000
Message 7 of 34
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Who_wuda_thought
Frequent Contributor
‎09-19-2022 12:15 PM
‎09-19-2022 12:15 PM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

VERY nice CLI! Congrats on your result!!

 

FNBO is a favorite of mine too, though I generally have $0-$100 usage each month as of late.  Still last week got $5k for my 2nd SP CLI @ 10 mos ($6,300 --> $11,300 - 80%), but I play in a different league than you 😅

Scores as of February 3, 2023:




Message 8 of 34
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Adkins
Legendary Contributor
‎09-19-2022 12:19 PM
‎09-19-2022 12:19 PM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congratulations, @M_Smart007!


Last HP 08-07-2023



Message 9 of 34
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805orbust
Valued Contributor
‎09-19-2022 12:48 PM
‎09-19-2022 12:48 PM

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

YEAH BABY!!!!!   That is AWESOME!!!!   Your "Resilience" is transcendent!  Smiley Very Happy

 

I'm next!!!    Well, in November... and only asking for $25k.  Nicey-Nice 

 

A big Congrats @M_Smart007!!!!!



Message 10 of 34
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