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FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

M_Smart007
Legendary Contributor

FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Testing the waters of FNBOSmiley Very Happy

 

Called in asked if "SP" CLI available = > NO

Said it would be a "HP"  and how much you want? .. I said sure why not!  / try $40K? Smiley Tongue

..as @Gmood1 says 'What's burning another HP? / Plenty available" smiley-laughing emoticon.gif

 

Previous CL $25K -> CLI  $15K new CL $40,000.00

I probably left money on the tableSmiley Indifferent

I must be "Resilient" per @805orbust Smiley Very Happy

 

I Can sit around until I Am @Dinosaur 's age (undisclosed info),

waiting for Citi, BoA & WF Approvals/CLI's or move on to "Greener Pastures"

 

DP's

Over $100K exposure to FNBO Personal & Business (two out of 3 cards get HEAVY spend)

EX -> "HP" -> 37/24 inquiries

Your FICO® Bankcard Score 9 , pulled on 09/10/2022 = 779

Original approval "here" 

Last SP CLI here

16/24 new accounts (reporting)

Over 80 open accounts. / 40 closed / 122 reporting. (Marcus GM card not reporting yet)

AAoA = 3 yrs 6 mos / per EX

AoOA =  39+ / AMERICAN EXPRESS - June 1983

AoYRA "2 NEW Accts. " Affinity FCU  &  Patelco CU 

AZE4 - At time of request  DCU @ 75% util. and couple others less than $100

(1) open installment loan reporting $20.00 on $25K

Several PIF Auto & PL loans.

No Mortgage

No open Auto loans.

Very thick aged clean profile.

Sufficient Income.

 

Last use - > 12/02/2021

ONLINE PAYMENT THANK YOU

Uncategorized
-$1,200.00
 
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EX HP on 9-17-22

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Previus CL on 9-17-2022
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Y'all Behave!
Message 1 of 33
32 REPLIES 32
mgood
Established Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

WOW yer killin' it!

-_AU:_-_Goals:_

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 761, TU8 750, EX8 761 as of Oct 2
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE3 - 9% - 106 days until 4/24
Message 2 of 33
SUPERSQUID
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

CONGRATS!!!!!

maxresdefault (1).jpg

{ BK7 DC 12/2019 } target 1000/ kohls 2500/ discover IT 4500 / 2nd discover IT 6k cl/mercury 4100 / firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 2k/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 9700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 3 of 33
Traveler101
Frequent Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Awesome and congratulations to you!

Message 4 of 33
CYBERSAM
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on your huge FNBO CLI 🤑👍👍

 


@M_Smart007 wrote:

..as @Gmood1 says 'What's burning another HP? / Plenty available" smiley-laughing emoticon.gif


See now that's not right! You guys are going to start a new "What's another HP" Movement...




Message 5 of 33
coreyb80
Senior Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Sheesh...talk about a great CLI, that is it right there!! Congratulations!!!

Message 6 of 33
WomanITGeek
New Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Whoa Smiley Surprised congratulations!!!

AMEX Gold: NPSL | Citi Custom Cash: $5100 | Chase Freedom Unlimited: $2400 | Chase Sapphire Reserve: $10,800 | Express (Comenity) $3800
Message 7 of 33
Who_wuda_thought
Regular Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

VERY nice CLI! Congrats on your result!!

 

FNBO is a favorite of mine too, though I generally have $0-$100 usage each month as of late.  Still last week got $5k for my 2nd SP CLI @ 10 mos ($6,300 --> $11,300 - 80%), but I play in a different league than you 😅

Scores as of August 2, 2022:





The Beginning - 7/2020
Central Bank Only Card MC (Began as $250 secured) --> $2000 unsecured
** 8/2021 Joined MyFico **
2021 New Cards (Aug.-Dec.)
BoA BankAmericard WMC $1200 --> $500 | BoA Customized Cash Rewards VS $1200 --> $1900 | Cap1 Quicksilver WEMC $3000 --> $3100 | FNBO Evergreen VS $3800 --> $11,300 | DISCOVER IT Cash $3000 | Lowes $4000
2022 New Cards (Jan.-March)
Citi Costco Anywhere VS $6000 | Commerce Bank Special Connections V $1000 | Cap1 Walmart Rewards WEMC $3000
** Retired/Low Income south of $20k **
No Loan or Mortgage History
No BK, lates, derog's, collections or other baddies
Message 8 of 33
Adkins
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congratulations, @M_Smart007!

Last HP 06-30-2022



Message 9 of 33
805orbust
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

YEAH BABY!!!!!   That is AWESOME!!!!   Your "Resilience" is transcendent!  Smiley Very Happy

 

I'm next!!!    Well, in November... and only asking for $25k.  Nicey-Nice 

 

A big Congrats @M_Smart007!!!!!


Message 10 of 33
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