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FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

AlanGJP
Frequent Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@Stealth-1 wrote:

@M_Smart007 - Congrats on the 15K CLI...you did it like a boss!

@AlanGJP - CLIs like this would be nice towards $500K! 

sopranos.gif


ha! Yeah for sure. DW has them, I'll have to pass this on to her. Maybe she can push for $50K!! (I kid...)

Personal Cards:
Business Cards:
Closed Cards:
Data Points:
Last Updated: 2022/09/20 (Cards are listed from oldest to newest in order of approval.)
Message 21 of 33
SweetCreditObsession
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

@M_Smart007, congratulations and thanks for the detailed DPs.


(+74) | (+94) | (+143) | TU Fico 9: 704 | Exp Fico 9: 734

Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Subsequent Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 22 of 33
babygirl1256
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on your super duper FNBO Visa CLI . . . now that's what I call sweet!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 23 of 33
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@babygirl1256 wrote:

Congrats on your super duper FNBO Visa CLI . . . now that's what I call sweet!!! Smiley Wink


@babygirl1256, Thank YouSmiley Happy

Message 24 of 33
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@AlanGJP wrote:

@Stealth-1 wrote:

@M_Smart007 - Congrats on the 15K CLI...you did it like a boss!

@AlanGJP - CLIs like this would be nice towards $500K! 

sopranos.gif


ha! Yeah for sure. DW has them, I'll have to pass this on to her. Maybe she can push for $50K!! (I kid...)


 

@AlanGJP, I will drink to that 🍹🥂

 

You might have DW go for $500K? .. in speaking to a FNBO CSRHeart yesterday,

they have clients with net worths in excess of several millions,

( I kid not) and CL's that most would drool for.🤑

 

Message 25 of 33
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

 

Lots of AA talk, so far ..None here at this time.

 

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

Message 26 of 33
FishingGuy
Regular Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?

Message 27 of 33
Jeffster1
Regular Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

@M_Smart007   Congrats on the AMAZING CLI! 

FICO 8 (8/17/22) EX 709 EQ 717 TU 704
FICO 9 (8/17/22) EX 737 EQ 724 TU 742

CH 13 DC 1/5/21

Current lineup:

KEEPERS:
American Express Gold
American Express Blue Cash Everyday 6K
American Express Hilton Homors 1K
Bank of America Customized Cash Rewards Visa 15K
Kinecta MyPerks Rewards MC 35K
TD Bank Double Up Visa 4K
USBank Visa 5K
BMO Harris Cash Back MasterCard 12K
Capital One Quicksilver MC 3K
Capital One Walmart MC 2K
NFCU Amex 3.5K
Bread Financial American Express 7K
Upgrade Cash Rewards Visa 4K


ON THE CHOPPING BLOCK:
Merrick MC 2K


I practice AZEO

NEVER above 1% utilization across all cards.
Message 28 of 33
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@FishingGuy wrote:

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?


@FishingGuy,

 

"do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?"

 

Actually .. I didSmiley Tongue

 

 

No, in reality ...knowing that I had one shot, on a card that had a small BT almost one year prior ...and no use after.

Because they probably would not counter offer, I did not ask for $100K, as that would have not been reasonable for that card.

Other cards with big spend, yes, I ask high. I felt like $40K was a number that was not ridiculous to the FNBO UW'ers, given my income and spend on my FNBO Business card ..and other FNBO personal card.

(UW has their way.. of being able to see that)

 

Yes I have many cards with higher limits, and a few with lower limits.

 

80+ Personal CC's/PLOC's that range between $7,000 to $100,000 ..(Does not include Bus. CC's and LOC's)

 

(3) lowest limit CC's under $10K

GOLDMAN SACHS AND CO - GM MC = $7,000
AMEX/CBNA - Bloomingdale's = $7,500
Discover it® Cash Back = $8,700

Probably a good amount between $25K to $50K

 

Hope that brings clarity ...

 

Message 29 of 33
Pway
Valued Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Congrats on the CLI Smiley Happy 

Chapter 7 in progress
Message 30 of 33
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