cancel
Showing results for 
Search instead for 
Did you mean: 

FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Get your FICO Score for free

No credit card required

FishingGuy
Regular Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Thanks Max for the detailed information & data points....

 

I see that your request made a lot of sense.... since your file is thick and very solid.   
I was wondering,  and now know I couldn't ask for an increase of that much. Thanks for the info.

 

btw:  I hope you sent that info while......... under the "dome of silence".   :-)

Message 31 of 34
arifjk
Frequent Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved

Nice increase. Nicely done. Congrats



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 32 of 34
Traveler101
Established Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@M_Smart007 wrote:

@FishingGuy wrote:

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?


@FishingGuy,

 

"do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?"

 

Actually .. I didSmiley Tongue

 

 

No, in reality ...knowing that I had one shot, on a card that had a small BT almost one year prior ...and no use after.

Because they probably would not counter offer, I did not ask for $100K, as that would have not been reasonable for that card.

Other cards with big spend, yes, I ask high. I felt like $40K was a number that was not ridiculous to the FNBO UW'ers, given my income and spend on my FNBO Business card ..and other FNBO personal card.

(UW has their way.. of being able to see that)

 

Yes I have many cards with higher limits, and a few with lower limits.

 

80+ Personal CC's/PLOC's that range between $7,000 to $100,000 ..(Does not include Bus. CC's and LOC's)

 

(3) lowest limit CC's under $10K

GOLDMAN SACHS AND CO - GM MC = $7,000
AMEX/CBNA - Bloomingdale's = $7,500
Discover it® Cash Back = $8,700

Probably a good amount between $25K to $50K

 

Hope that brings clarity ...

 


Lol. That many trades on a report. Do they tell you to call back tomorrow after it all prints? I could not even imagine the looks on people's faces. 

Message 33 of 34
M_Smart007
Legendary Contributor

Re: FNBO VISA $15,000.00 CLI ->$40,000.00****Approved


@Traveler101 wrote:

@M_Smart007 wrote:

@FishingGuy wrote:

WOW,  Congratulations.   Thats a GREAT  CLI !!!, 
I'd be nervous to even ask for that much.... question???...    do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?


@FishingGuy,

 

"do you have other cards with similar high limits ?
.... or did you just pull that number..... out of your tush ?"

 

Actually .. I didSmiley Tongue

 

 

No, in reality ...knowing that I had one shot, on a card that had a small BT almost one year prior ...and no use after.

Because they probably would not counter offer, I did not ask for $100K, as that would have not been reasonable for that card.

Other cards with big spend, yes, I ask high. I felt like $40K was a number that was not ridiculous to the FNBO UW'ers, given my income and spend on my FNBO Business card ..and other FNBO personal card.

(UW has their way.. of being able to see that)

 

Yes I have many cards with higher limits, and a few with lower limits.

 

80+ Personal CC's/PLOC's that range between $7,000 to $100,000 ..(Does not include Bus. CC's and LOC's)

 

(3) lowest limit CC's under $10K

GOLDMAN SACHS AND CO - GM MC = $7,000
AMEX/CBNA - Bloomingdale's = $7,500
Discover it® Cash Back = $8,700

Probably a good amount between $25K to $50K

 

Hope that brings clarity ...

 


Lol. That many trades on a report. Do they tell you to call back tomorrow after it all prints? I could not even imagine the looks on people's faces. 


@Traveler101, I often wonder what they think?Smiley Tongue ...

Maybe it is like what I thought, when I ordered my LexisNexis file,

and they sent me a white envelope as thick as a phone bookSmiley LOL

 

ETA: I am just glad that my EQ file has not splitSmiley Surprised

Message 34 of 34
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.