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FNBO auto luv

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Regular Contributor

FNBO auto luv

What a nice surprise....  I went to pay my TCF Bank credit card today and I noticed that my credit line is not the same as it was last month.  I didn't request and increase, nor did I receive an email stating that I got an increase but there it was SL was $2100 from just shy of 6 months and now I see it's at $4100.  I had to call to confirm to make sure that was correct and yep... autoluv from FNBO, almost doubling my limit.  I have higher cards but I thought this card was going to stay there for a while.  What a nice way to start a Wednesday!!!

10 REPLIES 10
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Moderator Emeritus

Re: FNBO auto luv

vbman1969 ... congrats on a great auto-CLI! Amazed that they moved in six months as they are conservative so they like what they see. Hit my six months with my FNBO Cash Back Visa 2% and no love. So ... I called in and chatted with a very young CSR who was a little overwhelmed by my questions. Inquired about a CLI, APR reduction, an FNBO Travel Elite American Express Card. I forgot to ask about a adding no Foreign Transaction Fee to my card. You wonder why I went after all that? Easy, MyFico'ers always go for the "meat" and I did. Sad part is, I flagged out 100%. Poor CSR as she tried and it was beyond her limit (Omaha NE Call Center - always had better luck with the Yankon SD Call Center as they like to visit with customers so it is easier to "chat" them up). Told me to keep checking in. Smiley Embarassed As a MyFicoer the word "NO" is hard to digest!

Starting Score: 300
Current Score: 850
Goal Score: 850


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Message 2 of 11
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Super Contributor

Re: FNBO auto luv

".... What a nice way to start a Wednesday!!!"

 

Thats a nice start for anyday

 

Congrats



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 3 of 11
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Regular Contributor

Re: FNBO auto luv

Sorry you were shot down.  I don't know if my increase has anything to do with my 10 year banking with TCF Bank or not....  I'm not sure.  I heard the same though.  I wasn't looking for anything this soon but will gladly take it.

 

 

Message 4 of 11
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Regular Contributor

Re: FNBO auto luv

Thanks... yeah, you're right.  Any day is a good day to see that.

Message 5 of 11
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Community Leader
Mega Contributor

Re: FNBO auto luv

Great increase especially when you are only expecting well nadaSmiley Wink. EnjoySmiley Happy
Message 6 of 11
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Established Contributor

Re: FNBO auto luv

Congrats! Now don't forget to CALL in every 12 months to inquire about SP CLI OFFERS. Always request high. They will counter. Next CALLED-IN request, ask for 30K. Enjoy!

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

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Message 7 of 11
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Senior Contributor

Re: FNBO auto luv

Congrats on CLI

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 8 of 11
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Regular Contributor

Re: FNBO auto luv

Thanks AverageJoe


@AverageJoesCredit wrote:
Great increase especially when you are only expecting well nadaSmiley Wink. EnjoySmiley Happy

 

Message 9 of 11
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Regular Contributor

Re: FNBO auto luv

Will do.  Thanks for the info SOGGIE


@SOGGIE wrote:
Congrats! Now don't forget to CALL in every 12 months to inquire about SP CLI OFFERS. Always request high. They will counter. Next CALLED-IN request, ask for 30K. Enjoy!

 

Message 10 of 11
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