FNBO instant approval!

[myjourney]

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@JonStur wrote:
They have been filling up my mailbox for months, I had to choose between them and another lender. I chose the latter but may consider them next year...

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The last 5-6 recent post about pre-approval mailings from them have resulted in approvals interesting

[FocusedAndDetermined]

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@tanyia1969 wrote:

Yes once I submitted the application it said congratulations you are approved, I was surprised also. I read here they don't give instant answers. But I guess YMMV. 

Went to the website and I was approved for 2800. I also applied for the chase freedom was approved there also. Off to the garden for me.

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Double congrats! See you in the garden.

[jamesdwi]

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@tanyia1969 wrote:

Jamesdwi, you got  a really nice credit limit on your fnbo card.

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started at 6k, matching my highest CL at the time, at about 6 months they gave me an auto-CLI to 7500,  had them on the phone last week asked if they had a pre-approved CLI availible, they said yes and gave me another 2k CLI, per others on here, you should do this every 3-4 months if its pre-approved its a SP,  if you do it via the website its a HP usually.

[tanyia1969]

So I need to wait 6 months to see if I have a pre-approved cli?

[myjourney]

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@tanyia1969 wrote:

So I need to wait 6 months to see if I have a pre-approved cli?

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No thats the beauty of the card call every 3-4 months and ask do they have any pre-approved CLI's and guess what SP

HP online i hear

[tanyia1969]

ooo i get it now,  I will try that. 

[myjourney]

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@tanyia1969 wrote:

ooo i get it now,  I will try that. 

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Teamwork right? Glad to share

[tanyia1969]

thanks a bunch.

[gstq34]

I was also mailed a pre-approval for the Amex but had never heard of them!!  Tossed it!  Oh well - been on an app spree but need to hit the garden.  

I think my new  Chase SP is going to be my #1 for a while! 

What credit bureau(s) did they pull?

Congrats!

[tanyia1969]

When i get my paperwork I will update you on the terms.