First time poster, but I have been learning so much from this forum in the past two months – thank you all. Last week, I bit the hard pull and requested a credit limit increase with my local federal credit union, and this morning got approved for a new limit of $5,000, from $2,000!
This card started as a $300 secured card a couple years ago, when my options were severely hampered by bad credit, and it sat at $500 for a year and a half. In April, I got proactive and applied for a CLI, which was approved at $2,000. I was shocked! This is another big step forward.
I hope this news helps my recent application for the Ink Plus with the 70k UR bonus. I unsuccessfully recon called twice, and a Chase analyst mentioned that, along with many recent inquiries, my reconsideration was hindered by my highest limit being $2,000 (this credit union card). I hope another recon call in a couple weeks will help reverse their decision. Would love feedback on this as well. Fingers crossed.
Starting Score: 466
Current Score: 676
Goal Score: 800
