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Feeling The Love From AMEX - 3 Approvals : 43 Days!

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Re: Feeling The Love From AMEX - 3 Approvals : 43 Days!


@MrBuzzsaw wrote:

I know it's useless, but that's exactly what I'll be doing, I look at it as a stepping stone to the PRG or Platinum and nothing more! Thanks buddy.


Congrats on your approvals but just so you know, there is no difference in the underwriting criteria for any of the Amex charge cards.  If you were approved for the Green, you would have been approved for the PRG or the Platinum cards.  None of them are stepping stones to different cards.  They are just different charge cards with different benefits.

Message 11 of 15
Established Contributor

Re: Feeling The Love From AMEX - 3 Approvals : 43 Days!


@MrBuzzsaw@


WOW....seriously....




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Message 12 of 15
Super Contributor

Re: Feeling The Love From AMEX - 3 Approvals : 43 Days!


@MrBuzzsaw wrote:

First off, I'm new to the forums so hello everyone, nice to meet ya! Lately, I've been absolutely killing it with AMEX considering I've acquired 3 new cards in less than 45 days which I think is pretty impressive. 

 

Just to give a little background, my Experian at the time of the first card application was roughly 694 and I had never had a personal AMEX card before.

 

Fast forward to August 17th, I pulled the trigger and applied for the AMEX Blue Cash-ED and got an instant approval for $1,000. About an hour later that same day, I still didn't feel satisfied and decided to put in an application for the Delta SkyMiles Gold and got the "Hi ___, Can we speak to you on the phone" message. At least it wasn't a denial, so I called in and spoke to a very nice rep that asked some basic personal information and told me that I'd have to wait 5 business days to call back in before the Delta application could be manually reviewed due to my Blue Cash approval from an hour before.

 

On Day 4 of waiting, I called the number again and asked if there was any way that they could review it a day early and the rep put me a brief 2-3 minute hold while he asked a supervisor. Sure enough he came back on the line and told me he's got great news! I got APPROVED with a $10,000 limit, which I absolutely wasn't expecting. The rep even offered to expedite my card which was incredible.

 

So far, I've met both the 35,000 SkyMiles offer after $1,000 spend and the Blue Cash $100 statement credit after $1,000 spend before the 2nd statement on each. But yesterday, I reallt wanted a charge card since I pay my balance in full on all of my cards every month anyway. I knew that I definitely wouldn't get accepted for The Platinum Card with my short history and I even felt uncomfortable about the Preferred Rewards Gold so I sprung for the Green Card with the thought that I'll just upgrade it to the Gold, PRG, or Plat in 13 months. Sure enough, instant approval! All I can is that my AMEX spree is over for a long time, but I'm very happy.

 

 


Congrats

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 13 of 15
New Contributor

Re: Feeling The Love From AMEX - 3 Approvals : 43 Days!

You're absolutely right, I know that I could've shot higher and went for the Gold/PRG, I just got concerned because I've had quite a few interactions with AMEX during the last 45 days or so. Should've manned up when I had the chance, either way I'll just upgrade the Green in 13 months. It'll all work out. Thanks bud.

American Express Platinum Card (NPSL) - American Express Premier Rewards Gold Card (NPSL) - American Express Blue Cash EveryDay ($22,500) - Bank of America Travel Rewards Visa Signature ($5,900) - Barclaycard Rewards MasterCard ($1,000) - Citi AAdvantage Platinum Select World Elite MasterCard ($7,500) - Citi Diamond Preferred ($7,600) - Citi Thank You Preferred ($4,800) - Discover It ($6,300) - GameStop PowerUp Rewards ($1,350) - Lowe's Credit Card ($19,900) - Amazon Store Card ($5,000)
Message 14 of 15
New Contributor

Re: Feeling The Love From AMEX - 3 Approvals : 43 Days!

Thanks bud, definitely upgrading the Gold Delta to the Platinum Delta after my first year of membership and then The Green Charge to PRG/Platnium!

American Express Platinum Card (NPSL) - American Express Premier Rewards Gold Card (NPSL) - American Express Blue Cash EveryDay ($22,500) - Bank of America Travel Rewards Visa Signature ($5,900) - Barclaycard Rewards MasterCard ($1,000) - Citi AAdvantage Platinum Select World Elite MasterCard ($7,500) - Citi Diamond Preferred ($7,600) - Citi Thank You Preferred ($4,800) - Discover It ($6,300) - GameStop PowerUp Rewards ($1,350) - Lowe's Credit Card ($19,900) - Amazon Store Card ($5,000)
Message 15 of 15
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