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Fidelity Visa Signature Auto- CLI

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Anonymous
Not applicable

Re: Fidelity Visa Signature Auto- CLI

Wow that's awesome congrats!! I've had mine for about 3-4 months now, hoping to get an increase in the future. How did you get the promo? They just randomly send them? I have heard about them doing them every so often. I love this card, the unlimited 2% is unbeatable and has some perks over the PayPal 2% and Citi DC 2% (such as the occasional bonus promos that you mentioned). Especially great for us Fidelity customers! 

Message 11 of 20
19eighty5
Senior Contributor

Re: Fidelity Visa Signature Auto- CLI

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 12 of 20
Anonymous
Not applicable

Re: Fidelity Visa Signature Auto- CLI

Congrats on auto luv CLI !!!!!

 

 

 

Message 13 of 20
Psmith
Valued Member

Re: Fidelity Visa Signature Auto- CLI

I have had this card since June 2016 and have never received an auto-CLI.

 

Original and current credit limit: $25,000

Spending pattern: $226 every month, plus several thousand every third month (tax payments).

I always pay in full on the last business day of the month, which is about a week after the statement closes.

 

Just some additional data points for the forum.

 



Message 14 of 20
CreditRebuilder2020
Frequent Contributor

Re: Fidelity Visa Signature Auto- CLI

Nicely done and cheers! 

 

That's one of my goal cards down the line some day.......Great card with a great rewards structure if you have a fidelity account! 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 15 of 20
sjt
Senior Contributor

Re: Fidelity Visa Signature Auto- CLI


@Psmith wrote:

I have had this card since June 2016 and have never received an auto-CLI.

 

Original and current credit limit: $25,000

Spending pattern: $226 every month, plus several thousand every third month (tax payments).

I always pay in full on the last business day of the month, which is about a week after the statement closes.

 

Just some additional data points for the forum.

 


I pretty much had the same spending pattern as you but my CL was only $10.5K then they raised it to $15.5K after 2 years.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 16 of 20
Anonymous
Not applicable

Re: Fidelity Visa Signature Auto- CLI


@Anonymous wrote:

Wow that's awesome congrats!! I've had mine for about 3-4 months now, hoping to get an increase in the future. How did you get the promo? They just randomly send them? I have heard about them doing them every so often. I love this card, the unlimited 2% is unbeatable and has some perks over the PayPal 2% and Citi DC 2% (such as the occasional bonus promos that you mentioned). Especially great for us Fidelity customers! 


Ya it's pretty much at random. Got an email

Message 17 of 20
MachoHombre
Regular Contributor

Re: Fidelity Visa Signature Auto- CLI

Not my intent to be off topic, but I'm curious....

I've had this card almost a year .. (about a week short of 12th statement)

To date, they've shown me no love, but also no grief.   At about 7mos I politely inquired about a CLI -they said HP, ..so I say no thanks.

 

Today I logged into to my account, got a splash screen (never happened before) ...it wanted updated income, nothing more.    Wonder if that's maybe a hint they'll do something nice for me?   **anyone else get this splash screen before an auto CLI?**

 

Don't need or love this card enough to throw a HP at a CLI, but if they want to be nice on their own I'd appreciate it.  It's not a bad card to have if you have a fidelity account.

||
Message 18 of 20
sjt
Senior Contributor

Re: Fidelity Visa Signature Auto- CLI


@MachoHombre wrote:

Not my intent to be off topic, but I'm curious....

I've had this card almost a year .. (about a week short of 12th statement)

To date, they've shown me no love, but also no grief.   At about 7mos I politely inquired about a CLI -they said HP, ..so I say no thanks.

 

Today I logged into to my account, got a splash screen (never happened before) ...it wanted updated income, nothing more.    Wonder if that's maybe a hint they'll do something nice for me?   **anyone else get this splash screen before an auto CLI?**

 

Don't need or love this card enough to throw a HP at a CLI, but if they want to be nice on their own I'd appreciate it.  It's not a bad card to have if you have a fidelity account.


I got the message about updating my income as well. Few months later I did get CLI but I dont think it had to do with updating my income.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 19 of 20
Anonymous
Not applicable

Re: Fidelity Visa Signature Auto- CLI


@Anonymous wrote:

I logged into my account today and to my surprise my CL went from $9,500 to $13,500!!! I haven't been using this card much and had a $2,200 balance that reported. 

 

Current EX08 702

9th statement cutoff

30% highest UTI reported on a statement

Charge abot $500 per month on average.

17% Total UTI on all credit

 


GREAT !!!  Congrats. !

That is good info know. I have a 7 month old Fidelity card...

My CL was 12.5K from the start, but I haven't asked for a CLI on it yet.

I was thinking to asking to push my CL up to 15K, which would be only a modest $2,500 increase, but maybe I should just wait and see if the increase on their own so that I don't have to get HP.

Not sure...

Message 20 of 20
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