Fidelity Visa Signature Auto- CLI

[Anonymous]

Wow that's awesome congrats!! I've had mine for about 3-4 months now, hoping to get an increase in the future. How did you get the promo? They just randomly send them? I have heard about them doing them every so often. I love this card, the unlimited 2% is unbeatable and has some perks over the PayPal 2% and Citi DC 2% (such as the occasional bonus promos that you mentioned). Especially great for us Fidelity customers! 

[19eighty5]

Congratulations!

[Anonymous]

Congrats on auto luv CLI !!!!!

[Psmith]

I have had this card since June 2016 and have never received an auto-CLI.

Original and current credit limit: $25,000

Spending pattern: $226 every month, plus several thousand every third month (tax payments).

I always pay in full on the last business day of the month, which is about a week after the statement closes.

Just some additional data points for the forum.

[CreditRebuilder2020]

Nicely done and cheers! 

That's one of my goal cards down the line some day.......Great card with a great rewards structure if you have a fidelity account! 

[sjt]

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@Psmith wrote:

I have had this card since June 2016 and have never received an auto-CLI.

Original and current credit limit: $25,000

Spending pattern: $226 every month, plus several thousand every third month (tax payments).

I always pay in full on the last business day of the month, which is about a week after the statement closes.

Just some additional data points for the forum.

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I pretty much had the same spending pattern as you but my CL was only $10.5K then they raised it to $15.5K after 2 years.

[Anonymous]

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@Anonymous wrote:

Wow that's awesome congrats!! I've had mine for about 3-4 months now, hoping to get an increase in the future. How did you get the promo? They just randomly send them? I have heard about them doing them every so often. I love this card, the unlimited 2% is unbeatable and has some perks over the PayPal 2% and Citi DC 2% (such as the occasional bonus promos that you mentioned). Especially great for us Fidelity customers! 

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Ya it's pretty much at random. Got an email

[MachoHombre]

Not my intent to be off topic, but I'm curious....

I've had this card almost a year .. (about a week short of 12th statement)

To date, they've shown me no love, but also no grief.   At about 7mos I politely inquired about a CLI -they said HP, ..so I say no thanks.

Today I logged into to my account, got a splash screen (never happened before) ...it wanted updated income, nothing more.    Wonder if that's maybe a hint they'll do something nice for me?   **anyone else get this splash screen before an auto CLI?**

Don't need or love this card enough to throw a HP at a CLI, but if they want to be nice on their own I'd appreciate it.  It's not a bad card to have if you have a fidelity account.

[sjt]

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@MachoHombre wrote:

Not my intent to be off topic, but I'm curious....

I've had this card almost a year .. (about a week short of 12th statement)

To date, they've shown me no love, but also no grief.   At about 7mos I politely inquired about a CLI -they said HP, ..so I say no thanks.

Today I logged into to my account, got a splash screen (never happened before) ...it wanted updated income, nothing more.    Wonder if that's maybe a hint they'll do something nice for me?   **anyone else get this splash screen before an auto CLI?**

Don't need or love this card enough to throw a HP at a CLI, but if they want to be nice on their own I'd appreciate it.  It's not a bad card to have if you have a fidelity account.

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I got the message about updating my income as well. Few months later I did get CLI but I dont think it had to do with updating my income.

[Anonymous]

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@Anonymous wrote:

I logged into my account today and to my surprise my CL went from $9,500 to $13,500!!! I haven't been using this card much and had a $2,200 balance that reported. 

Current EX08 702

9th statement cutoff

30% highest UTI reported on a statement

Charge abot $500 per month on average.

17% Total UTI on all credit

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GREAT !!!  Congrats. !

That is good info know. I have a 7 month old Fidelity card...

My CL was 12.5K from the start, but I haven't asked for a CLI on it yet.

I was thinking to asking to push my CL up to 15K, which would be only a modest $2,500 increase, but maybe I should just wait and see if the increase on their own so that I don't have to get HP.

Not sure...