Finally Approved for Kohl's Store Card!

[CountryLivin]

I burned them 27 years ago and they still won't forgive me!

[Anonymous]

---

@Anonymous wrote:

Congrats.

Most of their cards seem to start at $300.  But there is room for growth.  I started off at $300 a couple years ago, and am currently at $2500.

Not even sure I'm going to try for any more CLI luv, as the CL maxxes at $3k.

I'd say try for a CLI right before Black Friday (you actually have to send an email to Cap 1 via the website to get a CLI, but like I said, it grows if you take the time)

---

Is it a SP?

[surferchris]

---

@CountryLivin wrote:

I burned them 27 years ago and they still won't forgive me!

---

LOL, that sucks!

[surferchris]

Congrats on the approval!

Just an FYI, sometimes when a CO shows the credit limit and the charged off balance, FICO includes that in your utilization, so that's why that happened to you...

[Anonymous]

Congrats on your approval!

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

Congrats.

Most of their cards seem to start at $300.  But there is room for growth.  I started off at $300 a couple years ago, and am currently at $2500.

Not even sure I'm going to try for any more CLI luv, as the CL maxxes at $3k.

I'd say try for a CLI right before Black Friday (you actually have to send an email to Cap 1 via the website to get a CLI, but like I said, it grows if you take the time)

---

Is it a SP?

---

It is.  (I should add that a SP is NEVER guaranteed, but I have never heard of anyone getting a HP on a CLI for this or any other Cap One card).

Also, I went ahead and pulled the trigger, and now am maxxed out at a $3k CL on this acct.  It definitely grows (at least until now) if you regularly hit the LUV button.

[Anonymous]

---

@surferchris wrote:

Congrats on the approval!

Just an FYI, sometimes when a CO shows the credit limit and the charged off balance, FICO includes that in your utilization, so that's why that happened to you...

---

The weird thing is...the credit limits are still showing. Nothing changed about the reporting except for the utilization.

[Anonymous]

Congratulations!

I believe you have to have the card 6 months before you are eligible for an increase, atleast thats what they sited as the denial in my letter.

I love that they have a luv button now, its even avialble in their app!