Finally Approved for a Big Girl Card! $12K SL post BK

[Brian_Earl_Spilner]

[MyFault]

Congrats on the Disco!!! I'm jealous of your SL!

[M_Smart007]

Welcome To myFICO Forums and

[Anonymous]

Thank you! They only ran Experian which at that time was 711... After the inquiry it dropped to 697 so hoping it rebounds fairly quickly.

[CreditCuriosity]

Thanks it will rebound quicker than you expect.

[Anonymous]

LOL IKR and First Premier tried to warn me that cancelling would drop my credit score so keep it open. I was like nope, I'm done paying monthly fees on a card I don't even use.

[Brian_Earl_Spilner]

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@Anonymous wrote:

Thank you! They only ran Experian which at that time was 711... After the inquiry it dropped to 697 so hoping it rebounds fairly quickly.

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It takes 1 year to get those points back.

[M_Smart007]

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@Anonymous wrote:

Thank you! They only ran Experian which at that time was 711... After the inquiry it dropped to 697 so hoping it rebounds fairly quickly.

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your score drop is just a tiny bump in the road. It will rebound in no time

[Anonymous]

Thanks I'm jealous of your AMEX. 

[M_Smart007]

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

Thank you! They only ran Experian which at that time was 711... After the inquiry it dropped to 697 so hoping it rebounds fairly quickly.

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It takes 1 year to get those points back.

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possible to get points back by other factors in less than a year. my .02 worth