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Finally...Chase Sapphire Reserve

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Established Contributor

Re: Finally...Chase Sapphire Reserve


@jordandhale95 wrote:
Congrats on the approval, dasingleton! Chase Bank has always been a bank that didn't make much sense to me with their approval criteria. I applied last year for an entry level card and they declined me for a $700 collection account for an apartment complex 5 years prior. Glad to see it worked in your favor!

Is it an unpaid collection? If it is, that’s not that strange. Most prime lenders will reject you for that.

I just returned from financial hell. Don't go, the brochure is a lie.
Message 21 of 37
Moderator

Re: Finally...Chase Sapphire Reserve

Well done OP, grats on your new CSRSmiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 22 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve


@RobertJ wrote:

Solid card!  Congrats on the approval.  Kind of funny that what started out as a denial ended up being a $10k starting limit after recon.  

 

Minion Congrats.gif


Thanks RobertJ. Yes, I was very happy with the outcome.

Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 23 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve


@CreditCuriosity wrote:

Congrats on the card and selling him on your answers.. UW reviews can be brutal and you won one with one of the tougher reconsiderations..  Kudos to you :


Thanks CC. It wasn't easy. I was open and honest and he appreciated it.  35+ minute phone conversation was tough...especially not knowing what the outcome would be.

Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 24 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve


@gdale6 wrote:
Well done OP, grats on your new CSRSmiley Happy

Thanks gdale6!

Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 25 of 37
Frequent Contributor

Re: Finally...Chase Sapphire Reserve

 @dberryhill wrote:   " ... with the CSR, UR ready ... " 

lmao.jpg

 

        OMG ... too funny!   Lmao!!

 

  Be careful or Chase might steal

       that one away from you!




Total Length of Credit = 31 years; AoOA (Currently open accounts) = 26+ years; AAoA = 9.5+ years; AoYA = less than 1 year (Aug 2019)
*Hover cursor over each card to see name, CL
Message 26 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve


@Morpho wrote:

@jordandhale95 wrote:
Congrats on the approval, dasingleton! Chase Bank has always been a bank that didn't make much sense to me with their approval criteria. I applied last year for an entry level card and they declined me for a $700 collection account for an apartment complex 5 years prior. Glad to see it worked in your favor!

Is it an unpaid collection? If it is, that’s not that strange. Most prime lenders will reject you for that.


@Morpho No it was not an updaid collection.

Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 27 of 37
Community Leader
Super Contributor

Re: Finally...Chase Sapphire Reserve

Congrats on your approval 

EX 754 EQ 773 TU 752
Message 28 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve

Congrats on your new CSR and successful recon! Smiley Happy




Garden goal: keep on keepin' on until 2020.
Message 29 of 37
Valued Contributor

Re: Finally...Chase Sapphire Reserve


@Remedios wrote:

Congrats on your approval 


Thanks Remedios

Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 30 of 37
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