So I just started rebuilding back in August and all my cards on my sig are new besides the AU card. Keep doing Discover pre-qualify and nothing shows up. When my EX score increased went back in and approved for 2 cards with solid APR, IT or Chrome so I went with IT. Middle of application is a little odd as they want me to download ID and SSN but I don’t have it so I click Finished. Then they want me to call this number and CSR just asked me my DOB, Address and another credit card company that’s on my file. Came back with 500 SL approved, I know it’s a small one but I’m happy I got in with only 2 months rebuilding. Once all my payment post next month and UTIL go down to less than 10 I will try AMEX. Thanks all for, appreciate the help.
Congrats on the approval! Just to be clear, did you get approved the unsecured version?
That's quite remarkable, good job on the no baddies.
They pulled my EXP a while back when my score just crossed 650 and they shot me down because of my baddies.
Scores don't mean everything as you're clearly proving, you also have a nice debt mixture there that's not too credit card heavy.
Treat it well, can't wait for Discover to unsecure my card.
Congrats on the approval Op, and nice AAoA as well! That card will definitely grow with you so the SL will move up quick.