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Finally Got Comenity up To 30K

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UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@torebuild2014 wrote:

@UH_HUH wrote:

 Hiya guys,

as some of you know I have had

my only other Comenity Card,Wayfair,

closed about two months ago. I'm a grown man

and can take a punch. Well the only thing better

then being able to take a punch, is the ability to

deliver one :-) I finally got them to give me 30K on my Boscovs card.

I have bigger and better cards, but ATM this one means the most to me.

Forgiving does not mean forgetting,so I went all out for this CLI.

  I spent about $2,000 the last two months in store.

Hard to do on clothes,but I look good now :-)

 I allways have them look up my card at POP for the DP crowd.

My FICO 8 scores hover around 750

Total Tradelines sitting around 600K

average HP on CR's is about 38

report 67K as my income.

Have had many account closures recently,

all Synchrony and the one Comenity.

 This card issues CLI's every 61 days.

 Sorry for being so long winded,

appreciate anyone who made it this long reading this LOL!!!

 Here are my two pics,yes two,LOL

I am walking to my kitchen after posting this and 

grabbing a celebratory beer :-)

Cheers Everyone

IMG_20200812_163531007.jpg

IMG_20200812_163354168.jpg


Oh....so YOU are the ONE getting ALL 

the GOOD CLI's????? :-)

 

Sorry... couldn't help myself.


No sorry's needed at all :-) LOL!!!

I thought it was a very well timed

response :-) Thanks for commenting on my post :-)

Cheers

Message 31 of 46
UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@Gmood1 wrote:

@M_Smart007 😂😂😂😂

And here I thought I was trying to roll like you!

 

Congrats @UH_HUH  on busting Comenity!

They'd probably close my account before I could get it that high! 😆


Thank you for the props @Gmood1 

They are greatly appreciated :-)

Hope all is well with you,

Cheers

Message 32 of 46
UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@CYBERSAM wrote:

Congrtas! Nice job 🤑


Thank you so much @CYBERSAM 

I'm not sure what I like more...the CLI's

or the nice people that comment on them :-)

Hope you are enjoying your night :-)

Cheers

Message 33 of 46
UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@polian wrote:

Does having all that store credit adversely affect your auto or homeowners insurance rates?


Thank you so much for commenting on my post @polian :-)

To answer your question with some finesse...I own two houses

that, if you have to ask the price, you can't afford them. Ball park

if I called my accountant 10K. So the retail card limit is not in play :-)

Hope you have a great night!

Cheers

 

Message 34 of 46
AllZero
Mega Contributor

Re: Finally Got Comenity up To 30K

Congratulations on your monster CL! 🍺 toast to you for a job well done!
Message 35 of 46
UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@AllZero wrote:
Congratulations on your monster CL! 🍺 toast to you for a job well done!

 Say Say 2000 00 Party over with outta time...So tonight were

gonna party like it's 1999 @AllZero  Thanks Buddy

Getting my groove on here 

Cheers

Message 36 of 46
MyFault
Valued Contributor

Re: Finally Got Comenity up To 30K

Congrats!






  |  
Message 37 of 46
polian
New Contributor

Re: Finally Got Comenity up To 30K


@UH_HUH wrote:

@polian wrote:

Does having all that store credit adversely affect your auto or homeowners insurance rates?


Thank you so much for commenting on my post @polian :-)

To answer your question with some finesse...I own two houses

that, if you have to ask the price, you can't afford them. Ball park

if I called my accountant 10K. So the retail card limit is not in play :-)

Hope you have a great night!

Cheers

 


Sorry, I think you misunderstood. I wasn't asking about your assets, I was simply trying to amicably ascertain if large amounts of store credit are adversly affecting your insurance rates. I'm trying to quantitatively determine exactly what I've done to myself with a few store cards over the last couple of years. My FICO is up - and also are my insurance rates.

Message 38 of 46
UH_HUH
Valued Contributor

Re: Finally Got Comenity up To 30K


@polian wrote:

@UH_HUH wrote:

@polian wrote:

Does having all that store credit adversely affect your auto or homeowners insurance rates?


Thank you so much for commenting on my post @polian :-)

To answer your question with some finesse...I own two houses

that, if you have to ask the price, you can't afford them. Ball park

if I called my accountant 10K. So the retail card limit is not in play :-)

Hope you have a great night!

Cheers

 


Sorry, I think you misunderstood. I wasn't asking about your assets, I was simply trying to amicably ascertain if large amounts of store credit are adversly affecting your insurance rates. I'm trying to quantitatively determine exactly what I've done to myself with a few store cards over the last couple of years. My FICO is up - and also are my insurance rates.


Everything is amicable :-) I appreciate your post and will endeavor to

answer it to the best of my ability. No they are not up.

 Why? Well not sure how to answer such a broad question.

For myself I have had no major life changes,save having my daughter,

in many years. Same local lenders and insurance for many years.

Since Synchrony cancelled most of my cards I have about 60K 

in store card credit. Not alot considering my profile.

If you need more specific reasons as to why your insurance is going up,

contact an expert :-) That's why they are there :-)

Good luck on all your endeavors,

Cheers

 

Message 39 of 46
CreditAggie
Community Leader
Super Contributor

Re: Finally Got Comenity up To 30K

Congratulations on your Boscov's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 40 of 46
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