cancel
Showing results for 
Search instead for 
Did you mean: 

Finally!! I get to join Club Precious (Altitude Reserve approval)

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Valued Contributor

Finally!! I get to join Club Precious (Altitude Reserve approval)

I was very productive today...got a CLI on my BoA cash rewards, refinanced my student loan for a lower rate, and applied for the US Bank AR. I applied around noon and got the "we can't decide right now" screen. About 2 hours ago, I received my Congrats email, approved with a $16500 SL. I was so excited, I scared my coworkers a little.
I applied in June and was denied for too many new accounts. Back then I was 5/12 and 3/6.
This time around, DPs: 3/12 and 0/6 for new accounts. They pulled EX which was 785 before I got the HP from the student loan company today. Income $66000. US Bank has been my primary FI for 12 years. I also have a platinum card and the cash+, both over 2 years old.
Message 1 of 20
19 REPLIES 19
Community Leader
Super Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Congrats on your approval

Message 2 of 20
Moderator

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Very nice approval.  Enjoy your new card!

Message 3 of 20
Super Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

 

Nice SL ..Congrats!!

 

Message 4 of 20
Community Leader
Senior Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Congrats! I'm told it's a heck of a club. Slightly jealous of your SL. Smiley Happy



FICO 8 Scores (11/11/19) | Equifax: 779 | TransUnion: 759 | Experian: 753 | Goal: CSR. I'll get you my pretty!
Gardening Since: 11/21/19 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 5 of 20
Valued Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Congratulations on your approval!
Message 6 of 20
Community Leader
Mega Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Congrats ❤
Message 7 of 20
Valued Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Thanks all!

I'm pretty stoked on the SL considering I don't have really high income. In fact this credit line puts my exposure with US Bank just over 50% of my household income. They really do value relationship
Message 8 of 20
Established Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

Congrats for your approval.

 

Do you mind sharing some more data points? State, CU pulled, and FICO used?

Message 9 of 20
Valued Contributor

Re: Finally!! I get to join Club Precious (Altitude Reserve approval)

I'm in Colorado, and they pulled EX both times I applied. I'm really not sure which FICO score they used, if I find out I'll let you know.
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.