Finally!! I get to join Club Precious (Altitude Reserve approval)

[Anonymous]

I was very productive today...got a CLI on my BoA cash rewards, refinanced my student loan for a lower rate, and applied for the US Bank AR. I applied around noon and got the "we can't decide right now" screen. About 2 hours ago, I received my Congrats email, approved with a $16500 SL. I was so excited, I scared my coworkers a little.
I applied in June and was denied for too many new accounts. Back then I was 5/12 and 3/6.
This time around, DPs: 3/12 and 0/6 for new accounts. They pulled EX which was 785 before I got the HP from the student loan company today. Income $66000. US Bank has been my primary FI for 12 years. I also have a platinum card and the cash+, both over 2 years old.

[simplynoir]

Congrats on your approval

[CreditCuriosity]

Very nice approval.  Enjoy your new card!

[M_Smart007]

Nice SL ..Congrats!!

[Anonymous]

Congrats! I'm told it's a heck of a club. Slightly jealous of your SL.

[AllZero]

Congratulations on your approval!

[Remedios]

Congrats ❤

[Anonymous]

Thanks all!

I'm pretty stoked on the SL considering I don't have really high income. In fact this credit line puts my exposure with US Bank just over 50% of my household income. They really do value relationship

[randomguy1]

Congrats for your approval.

Do you mind sharing some more data points? State, CU pulled, and FICO used?

[Anonymous]

I'm in Colorado, and they pulled EX both times I applied. I'm really not sure which FICO score they used, if I find out I'll let you know.