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Finally...PenFed Promise Card approved.. Whoo Hoo!

LOTR
Established Contributor

Finally...PenFed Promise Card approved.. Whoo Hoo!

Hello Everyone. Smiley Happy

 

Well...first let me give a word to the wise...

 

Make sure all your T's are crossed and all your I's are dotted before applying for anything at PenFed (or NFCU for that matter)!.  These people are meticulous. I recently changed my mailing address and after I don't know how many certified documents later...they finally decided they had enough documentation that proved I am who I say am I.

 

I have to say, their staff is great and very helpful.  But after going back and forth only God knows how many times, I started to wonder...'Do I really need this card?' LOL!  But I decided to continue with the process and treat it as a learning experience.  Glad I did...was approved for 21k!  Whoo hoo!

 

One more application STILL in approval stage is NFCU.  These people are even more meticulous than PenFed.  They're even saying I may have to start the process all over and re-apply.  I hope not, but we will see where it goes.

 

Don't get me wrong, I don't mind them making sure everything is on the up and up.  This is EXACTLY what I would want them to do if someone other than me was trying to open an account in my name...but since I am the actually person trying to open an account for myself - ever wonder how you would go about proving you are who you say you are?  Not as easy as you think!  Smiley Frustrated  Thank you Patriot Act (kinda Smiley Tongue ). 

 

I'm glad I did an app spree instead of spreading it out.  Apply'ing for CCs and following up can be a job in of itself!. 

 

I hope everyone else is having an *easy* app process. Smiley Wink

gardening: 01/05/2019 updated: 01/23/2019 rebuild: 2/2016 EQ 648 TU 642 EX 663
Start Mort: EQ 800 TU 800 EX 805 Fico 8: EQ 794 TU 806 EX 825
Curr Mort.: EQ 800 TU 800 EX 805 Fico 8: EQ 794 TU 806 EX 825
Goal Mort.: EQ 850 TU 850 EX 850 Fico 8: EQ 850 TU 850 EX 850
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1 REPLY 1
cameronusmc20011
Frequent Contributor

Re: Finally...PenFed Promise Card approved.. Whoo Hoo!


@LOTR wrote:

Hello Everyone. Smiley Happy

 

Well...first let me give a word to the wise...

 

Make sure all your T's are crossed and all your I's are dotted before applying for anything at PenFed (or NFCU for that matter)!.  These people are meticulous. I recently changed my mailing address and after I don't know how many certified documents later...they finally decided they had enough documentation that proved I am who I say am I.

 

I have to say, their staff is great and very helpful.  But after going back and forth only God knows how many times, I started to wonder...'Do I really need this card?' LOL!  But I decided to continue with the process and treat it as a learning experience.  Glad I did...was approved for 21k!  Whoo hoo!

 

One more application STILL in approval stage is NFCU.  These people are even more meticulous than PenFed.  They're even saying I may have to start the process all over and re-apply.  I hope not, but we will see where it goes.

 

Don't get me wrong, I don't mind them making sure everything is on the up and up.  This is EXACTLY what I would want them to do if someone other than me was trying to open an account in my name...but since I am the actually person trying to open an account for myself - ever wonder how you would go about proving you are who you say you are?  Not as easy as you think!  Smiley Frustrated  Thank you Patriot Act (kinda Smiley Tongue ). 

 

I'm glad I did an app spree instead of spreading it out.  Apply'ing for CCs and following up can be a job in of itself!. 

 

I hope everyone else is having an *easy* app process. Smiley Wink


Congrats!!!!!!!!!!!!! Love Penfed, with your scores the 50K limit should not be an issue for you!!


EQ- 723 TU- 739 EX- 716 now 579/581/574 Last Feb.
$200K+ in credit~~~~~Amex PRG NPSL ~Penfed Plat Visa $50,000~Directions FCU $30,000~Alliant Platinum $25,000~Lowes $25,000~CapOne Venture One $16,700~U$X FCU $15,000~Barclays Rewards $10,000~Amex BCP $10,000~Amex Hilton Honors $10,000~Amex BC $3,000~Art Van $10,000~Home Depot $3,000
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