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Finally.... Penfed CLI!

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Frequent Contributor

Finally.... Penfed CLI!

They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet..  EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app.  Happy camper:-)

Message 1 of 20
19 REPLIES 19
Valued Contributor

Re: Finally Penfed CLI!

congra12.gif

Message 2 of 20
Valued Contributor

Re: Finally Penfed CLI!

That's a great CLI -- congrats! How long have you had the card?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (01/18/2020): FICO 08 EXP: 744; TU: 748; EQ: 748
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 3 of 20
Frequent Contributor

Re: Finally Penfed CLI!

Just got the Inquiry Alert. Don't even care;-)

Message 4 of 20
Frequent Contributor

Re: Finally Penfed CLI!

James, I've had it since Oct 2017. Also have a car loan and short term personal loan with them. 

Message 5 of 20
Frequent Contributor

Re: Finally Penfed CLI!

I've contemplated their PLOC, might come in handy with projects I have working. I have the Navy 15k CLOC but a 25K one would be nice. Wonder if they would use thew same HP? 

Message 6 of 20
Community Leader
Mega Contributor

Re: Finally Penfed CLI!

Congrats on your increase 

Message 7 of 20
Valued Contributor

Re: Finally.... Penfed CLI!

Congrats on your Penfed increase!!
Message 8 of 20
Community Leader
Mega Contributor

Re: Finally.... Penfed CLI!

CongratsSmiley Happy Suprised they dont whine sbout your available creditSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 9 of 20
Valued Contributor

Re: Finally Penfed CLI!


@Scuderia wrote:

I've contemplated their PLOC, might come in handy with projects I have working. I have the Navy 15k CLOC but a 25K one would be nice. Wonder if they would use thew same HP? 


Word is they are becoming more HP Happy these days. But they like you so maybe all the rules don't apply? 

 

Besides, you can't take HPs with you -- spend 'em while you can. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (01/18/2020): FICO 08 EXP: 744; TU: 748; EQ: 748
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 10 of 20
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