Finally a cap one CLI!

[Anonymous]

Finally! So, after a year of rebuilding I left the garden last spring and went on a mini spree. I got a Cap One QS1, Discover IT, Virginia Credit Union, Bank of America, Lowes, and Chase Freedom card. I have been trying to get a CLI on my Capital one limit since the 3 month mark and they finally raised me from $1100 to $3100 today! 

Discover IT - $4,000($1,800 SL)

Capital One - $3100($,1100 SL)

Chase - $2,000($1,000 SL)

VACU - $1,000 (no change from SL)

BofA - $1,000 ( no change)

Lowes - $17,000 ( $300 SL)

Amazon - $5,000 ($1,600 SL)

Barclays Apple - $2,000 (no chage from SL)

Barclays Apple - $4,900 (Authorized User)

[Anonymous]

Congrats! Cap 1 can be stingy at best lol.

[Anonymous]

Congrats on your CLI. 

[AverageJoesCredit]

Thats a really nice jump for Cap One

I dont think you need to be an AU on that other Barclays anymore

[Anonymous]

Congrats!

Some data points would be awesome, like:

1. FICO8 at account approval
2. FICO8 at CLI approval
3. Usage over time
4. etc

Thanks!

[Anonymous]

I’ll give you estimates because I do t remember the at the regular approval score, but it was around 640. Now it’s at 710.

As far as usage I do use my cap one quite often at places that don’t take discover, however with the chase Apple Pay deal I have used the cap one at all this month. But typically about 600-700 a month goes on there and then paid in full