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Finally above $10K Disco with CLI

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Anonymous
Not applicable

Re: Finally above $10K Disco with CLI

Can you explain “double dipping”. I’m assuming CLI can be done via online, the phone, and customer service rep?

Which two are you using to double dip and in which order?

thanks

Message 11 of 27
ohjoy
Frequent Contributor

Re: Finally above $10K Disco with CLI


@Anonymous wrote:

Can you explain “double dipping”. I’m assuming CLI can be done via online, the phone, and customer service rep?

Which two are you using to double dip and in which order?

thanks


Double dipping by requesting cli online and then once approved, calling to ask if more is available. It's been my experience that whatever you get online, they will also give that additional amount when you call. I hope that makes sense.

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 12 of 27
ohjoy
Frequent Contributor

Re: Finally above $10K Disco with CLI


@Meanmchine wrote:

Congrats Ohjoy !

Just crossed the Disco $10k barrier myself


*high fives Meanmchine* 

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 13 of 27
ohjoy
Frequent Contributor

Re: Finally above $10K Disco with CLI


@pinkandgrey wrote:

Congrats! Our Disco cards are the same color lol (pink)


I know it sounds superficial to some but, I LOVE my pink card. I actually get compliments when I use it. It's adorable.  LOL

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 14 of 27
AverageJoesCredit
Legendary Contributor

Re: Finally above $10K Disco with CLI

Congrats @ohjoy Smiley Happy. Nice combo that now also opens possibilty of another Disco lolSmiley Happy
Message 15 of 27
ohjoy
Frequent Contributor

Re: Finally above $10K Disco with CLI

Exactly! I thought, since I can only have 2 Discos, I'd better dump the one that still seemed to carry a secured scar.
Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 16 of 27
ZackAttack
Established Contributor

Re: Finally above $10K Disco with CLI

Wow ...

 

 

I have been wondering how Discover does their credit line increase because I got the Discover Student Cash Back card (unsecured - $500 CL). So when you double dipped, did the system auto increase the card and then you called on the phone to get a higher increase? I heard that depending on request it can be a soft or hard pull on it. 

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 17 of 27
drboxing
Established Contributor

Re: Finally above $10K Disco with CLI

Congrats on your limit. How long did it take to get that limit?




Message 18 of 27
Hockeypnc1
Established Contributor

Re: Finally above $10K Disco with CLI

I don't understand how everyone has so much success with Discover increases, every single one I have requested have been denied.


That includes online and over the phone requests.

 

 

 

Message 19 of 27
LittleSal
Frequent Contributor

Re: Finally above $10K Disco with CLI

Congrats! Very nice CL!!! 🥂
Message 20 of 27
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