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Finally above $10K Disco with CLI

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Established Contributor

Re: Finally above $10K Disco with CLI

Can you explain “double dipping”. I’m assuming CLI can be done via online, the phone, and customer service rep?

Which two are you using to double dip and in which order?

thanks

BECU | Apple | Discover | Key
Message 11 of 27
Frequent Contributor

Re: Finally above $10K Disco with CLI


@Morpho wrote:

Can you explain “double dipping”. I’m assuming CLI can be done via online, the phone, and customer service rep?

Which two are you using to double dip and in which order?

thanks


Double dipping by requesting cli online and then once approved, calling to ask if more is available. It's been my experience that whatever you get online, they will also give that additional amount when you call. I hope that makes sense.

Starting Score (May 2017): 584 TU
Current Scores: 699 TU, 770 EQ, 775 EX

Goal Score: 820+




Message 12 of 27
Frequent Contributor

Re: Finally above $10K Disco with CLI


@Meanmchine wrote:

Congrats Ohjoy !

Just crossed the Disco $10k barrier myself


*high fives Meanmchine* 

Starting Score (May 2017): 584 TU
Current Scores: 699 TU, 770 EQ, 775 EX

Goal Score: 820+




Message 13 of 27
Frequent Contributor

Re: Finally above $10K Disco with CLI


@pinkandgrey wrote:

Congrats! Our Disco cards are the same color lol (pink)


I know it sounds superficial to some but, I LOVE my pink card. I actually get compliments when I use it. It's adorable.  LOL

Starting Score (May 2017): 584 TU
Current Scores: 699 TU, 770 EQ, 775 EX

Goal Score: 820+




Message 14 of 27
Community Leader
Mega Contributor

Re: Finally above $10K Disco with CLI

Congrats @ohjoy Smiley Happy. Nice combo that now also opens possibilty of another Disco lolSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 15 of 27
Frequent Contributor

Re: Finally above $10K Disco with CLI

Exactly! I thought, since I can only have 2 Discos, I'd better dump the one that still seemed to carry a secured scar.
Starting Score (May 2017): 584 TU
Current Scores: 699 TU, 770 EQ, 775 EX

Goal Score: 820+




Message 16 of 27
Regular Contributor

Re: Finally above $10K Disco with CLI

Wow ...

 

 

I have been wondering how Discover does their credit line increase because I got the Discover Student Cash Back card (unsecured - $500 CL). So when you double dipped, did the system auto increase the card and then you called on the phone to get a higher increase? I heard that depending on request it can be a soft or hard pull on it. 

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $3.1kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k
Dec 2019
Amex $1,100 CLI

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 17 of 27
Established Contributor

Re: Finally above $10K Disco with CLI

Congrats on your limit. How long did it take to get that limit?
Message 18 of 27
Established Contributor

Re: Finally above $10K Disco with CLI

I don't understand how everyone has so much success with Discover increases, every single one I have requested have been denied.


That includes online and over the phone requests.

 

 

 

Message 19 of 27
Frequent Contributor

Re: Finally above $10K Disco with CLI

Congrats! Very nice CL!!! 🥂
Message 20 of 27
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