cancel
Showing results for 
Search instead for 
Did you mean: 

Finally back in with Citi CC 10.5K approval

tag
raisemysc0re
Established Contributor

Finally back in with Citi CC 10.5K approval

Burnt them for 2 cards back in 2013 in Chapter-13 for almost 18K total.

Some people had to wait forever and others have never gotten back in with them (Long Memory).

Rebuilt my credit up into the low 800's in Nov 2021 and was approved for the BestBuy card but denied for CustomCash.

Could have been too early between apps or I needed a 10 year wait??? Don't remember what the letter stated.

I really wanted this card for the 5% gas!

Was thinking about trying a couple of weeks ago, since it's now been 10 years. I posted here asking about my chances but was still hesitant even though people have been posting about them being a little more loose lately.

The other day I got a pre-selected letter and that tipped me over the fence. So, I apped and was instantly approved for $10,500...

Was scared at first as the initial temporary credit limit showed only 1K and I was afraid that was all they gave me. I didn't see the full SL until I finished setting up my online account... 

Anyways, I'm finally back in...

 

| | | | | | | | | | | | | | | | | |
Starting Scores (06/2016):

Current Fico8 Scores (Updated 10/24/23):

Current Fico9 Scores (Updated 10/24/23):


Message 1 of 9
8 REPLIES 8
BigBS
Senior Contributor

Re: Finally back in with Citi CC 10.5K approval

Congrats on the Citi approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 9
cashorcharge
Community Leader
Senior Contributor

Re: Finally back in with Citi CC 10.5K approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 3 of 9
JoeRockhead
Senior Contributor

Re: Finally back in with Citi CC 10.5K approval

Nice SL, congratulations on your approval! 

Message 4 of 9
M_Smart007
Legendary Contributor

Re: Finally back in with Citi CC 10.5K approval

Congratulations on your Approval 🥳

Message 5 of 9
CreditAggie
Community Leader
Super Contributor

Re: Finally back in with Citi CC 10.5K approval

Congratulations on your Citi approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 9
EAT_SLEEP_JEEP
Valued Contributor

Re: Finally back in with Citi CC 10.5K approval

Congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 7 of 9
coreyb80
Super Contributor

Re: Finally back in with Citi CC 10.5K approval

Congrats on the approval!

Message 8 of 9
addicted
Established Member

Re: Finally back in with Citi CC 10.5K approval

Congrats on the approval!

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.