Re: Finally got that elusive PenFed cli and.....

Anonymous · ‎06-11-2019

Congrats on your PenFed increase!

thornback · ‎06-11-2019

Congrats on your loan, increase, and new card - nice limits!

Only 20 months, huh... *sigh* (I've only 12 more months to go... lol)

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

CreditInspired · ‎06-11-2019

High Five to you OP. I really enjoyed reading this.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

AverageJoesCredit · ‎06-11-2019

Congrats vbman

Thats an amazing suprise

Enjoy!

Anonymous · ‎06-11-2019

Oh man!!!! That is one heck of a story!!! You've put in the work and time. You deserve it! Congrats!

rbentley · ‎06-11-2019

@AverageJoesCredit wrote:
Congrats vbman Thats an amazing suprise Enjoy!

See AJC, PenFed doesn't hate everyone, they just hate you.

Congrats vbman. Awsome CLi. I had a somewhat similar experiance but with shorter time frame. Opened card in May 2018 $8500 SL. In October 2018 I got an offer of a $22,500 CLI or a SL in that amount on another card. I took the CLI. No HP. In June 2019 I got another offer for a $7,000 CLI or a similar SL on another card. I took the CLI and am now at $37,500 in just a year. That is approximately half my annual income. PenFed has been very good to me. I took the reduced $7,000 offer (over the previous one) as evidence that they had found out about my friendship with AJC.

Marz2002 · ‎06-11-2019

@rbentley wrote:
@AverageJoesCredit wrote:
Congrats vbman Thats an amazing suprise Enjoy!
See AJC, PenFed doesn't hate everyone, they just hate you.

Congrats vbman. Awsome CLi. I had a somewhat similar experiance but with shorter time frame. Opened card in May 2018 $8500 SL. In October 2018 I got an offer of a $22,500 CLI or a SL in that amount on another card. I took the CLI. No HP. In June 2019 I got another offer for a $7,000 CLI or a similar SL on another card. I took the CLI and am now at $37,500 in just a year. That is approximately half my annual income. PenFed has been very good to me. I took the reduced $7,000 offer (over the previous one) as evidence that they had found out about my friendship with AJC.

Thanks @rbentley for sharing your CLI experience with PenFed! What kind of spend do you put on your PenFed cc?

Anonymous · ‎06-11-2019

Congrats on the increase and approval!

JoeLuvsHisCredit · ‎06-11-2019

congrats

WOW @ they sent me one of those personal loan checks with a 4.99%

4.99? WOW HOW MUCH AND MANY MONTHS? WOW

Pro-X · ‎06-11-2019

Congrats on your cli and approval!!

Finally got that elusive PenFed cli and.....

Get your FICO® Score for free