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Finally got that elusive PenFed cli and.....

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Valued Contributor

Re: Finally got that elusive PenFed cli and.....

Congrats on your PenFed increase!





Message 21 of 38
Valued Contributor

Re: Finally got that elusive PenFed cli and.....

Congrats on your loan, increase, and new card  - nice limits!

 

Only 20 months, huh... *sigh* (I've only 12 more months to go... lol)

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/06/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 10/01/2019: EX 747 ✦ EQ 728 ✦ TU 756
Current FICO 9s | 10/01/2019: EX 765 ✦ EQ 765 ✦ TU 758
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2019 Goal Score | 760s


My AAOA: 2.8 years not incl. AU / 2.11 years incl. AU
My AoOA: 6.8 years not incl. AU / 8.8 years incl. AU
Report Status: Clean

Tending my Garden til 2/2020


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 22 of 38
Community Leader
Senior Contributor

Re: Finally got that elusive PenFed cli and.....

High Five to you OP. I really enjoyed reading this.

 

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 23 of 38
Community Leader
Super Contributor

Re: Finally got that elusive PenFed cli and.....

Congrats vbmanSmiley Happy Thats an amazing supriseSmiley Happy Enjoy!
#ChaseCreditCardHobby Enthusiast
2022
!
Message 24 of 38
Frequent Contributor

Re: Finally got that elusive PenFed cli and.....

Oh man!!!! That is one heck of a story!!! You've put in the work and time. You deserve it! Congrats!
Message 25 of 38
Established Contributor

Re: Finally got that elusive PenFed cli and.....


@AverageJoesCredit wrote:
Congrats vbmanSmiley Happy Thats an amazing supriseSmiley Happy Enjoy!

See AJC, PenFed doesn't hate everyone, they just hate you.  Smiley Happy

 

Congrats vbman.  Awsome CLi.  I had a somewhat similar experiance but with shorter time frame.  Opened card in May 2018 $8500 SL.  In October 2018 I got an offer of a $22,500 CLI or a SL in that amount on another card.  I took the CLI.  No HP.  In June 2019 I got another offer for a $7,000 CLI or a similar SL on another card.  I took the CLI and am now at $37,500 in just a year. That is approximately half my annual income.  PenFed has been very good to me.  I took the reduced $7,000 offer (over the previous one) as evidence that they had found out about my friendship with AJC.

Message 26 of 38
Valued Contributor

Re: Finally got that elusive PenFed cli and.....


@rbentley wrote:

@AverageJoesCredit wrote:
Congrats vbmanSmiley Happy Thats an amazing supriseSmiley Happy Enjoy!

See AJC, PenFed doesn't hate everyone, they just hate you.  Smiley Happy

 

Congrats vbman.  Awsome CLi.  I had a somewhat similar experiance but with shorter time frame.  Opened card in May 2018 $8500 SL.  In October 2018 I got an offer of a $22,500 CLI or a SL in that amount on another card.  I took the CLI.  No HP.  In June 2019 I got another offer for a $7,000 CLI or a similar SL on another card.  I took the CLI and am now at $37,500 in just a year. That is approximately half my annual income.  PenFed has been very good to me.  I took the reduced $7,000 offer (over the previous one) as evidence that they had found out about my friendship with AJC.


Thanks for sharing your CLI experience with PenFed!  What kind of spend do you put on your PenFed cc?

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - 114K+ | Rebuilding since April 2018
Message 27 of 38
Community Leader
Senior Contributor

Re: Finally got that elusive PenFed cli and.....

Congrats on the increase and approval! 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 28 of 38
Valued Contributor

Re: Finally got that elusive PenFed cli and.....

congrats

WOW @  they sent me one of those personal loan checks with a 4.99%

4.99? WOW HOW MUCH AND MANY MONTHS? WOW

Message 29 of 38
Regular Contributor

Re: Finally got that elusive PenFed cli and.....

Congrats on your cli and approval!!

Starting Fico: 1/5/2017
EQ: 617 TU: 622 EX: 604
Current Fico: 08/28/19
EQ: 735 TU: 777 EX: 702


Citi Double Cash $2550 | WF Platinum $1.3K | Barclays Ring 2k | Cap One Quicksilver 6K
NFCU AMEX 9.4K | Navy CLOC $10k | Discover IT 2.7K
Message 30 of 38
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