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Finally got the invite for X1 card!

tag
Anonymous
Not applicable

Finally got the invite for X1 card!

Got the invite this morning and applied. 

Approved for $42,000 limit. 

I was on the waitlist since 9/2020 and was number 211,076. 

Message 1 of 20
19 REPLIES 19
MartyWrite75
Valued Contributor

Re: Finally got the invite for X1 card!

Wow!!!!

 

Congratulations on your approval! Outstanding SL!

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 2 of 20
practical1
Regular Contributor

Re: Finally got the invite for X1 card!

Congrats!  That's a really nice SL!   Hope you feel it was worth the long wait....  Did they do an HP or were you part of the "grandfathered" group who were approved without?

 

Please share your data points, so we can all get better insight into the mysterious X1 approval process -- there seems as yet little rhyme or reason to  how they set these credit parameters.

Message 3 of 20
Anonymous
Not applicable

Re: Finally got the invite for X1 card!

As of now, no hard pull yet. 

Income is $172k.

 

Don't know what my fico score is: credit karma have me at 800 and I don't think it's true. 

Discover have my score as 766. 

Message 4 of 20
gdale6
Moderator Emeritus

Re: Finally got the invite for X1 card!

One of the highest CLs I have seen on this card, grats on getting it and welcome to the board Smiley Happy

Message 5 of 20
Reviewers
Established Contributor

Re: Finally got the invite for X1 card!

Congratulations on your X1 approval @Anonymous and nice CL on it!

Message 6 of 20
CreditAggie
Community Leader
Super Contributor

Re: Finally got the invite for X1 card!

Congratulations on your X1 approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 20
Wavester64
Valued Contributor

Re: Finally got the invite for X1 card!


@Anonymous wrote:

Got the invite this morning and applied. 

Approved for $42,000 limit. 

I was on the waitlist since 9/2020 and was number 211,076. 


wow0.png






Potential Future Cards
Message 8 of 20
CYBERSAM
Senior Contributor

Re: Finally got the invite for X1 card!

Congrats on X1 🤑

Welcome to the club 😎







                
Message 9 of 20
cashorcharge
Community Leader
Super Contributor

Re: Finally got the invite for X1 card!

That's terrific!!  Congratulations on your X1 Approval!! 🎉🥂👏

Message 10 of 20
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