Re: Finally got the invite for X1 card!

Anonymous · ‎02-10-2022

Got the invite this morning and applied.

Approved for $42,000 limit.

I was on the waitlist since 9/2020 and was number 211,076.

MartyWrite75 · ‎02-10-2022

Wow!!!!

Congratulations on your approval! Outstanding SL!

April 2024: Experian 769; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

practical1 · ‎02-10-2022

Congrats! That's a really nice SL! Hope you feel it was worth the long wait.... Did they do an HP or were you part of the "grandfathered" group who were approved without?

Please share your data points, so we can all get better insight into the mysterious X1 approval process -- there seems as yet little rhyme or reason to how they set these credit parameters.

Anonymous · ‎02-10-2022

As of now, no hard pull yet.

Income is $172k.

Don't know what my fico score is: credit karma have me at 800 and I don't think it's true.

Discover have my score as 766.

gdale6 · ‎02-10-2022

One of the highest CLs I have seen on this card, grats on getting it and welcome to the board

Reviewers · ‎02-10-2022

Congratulations on your X1 approval @Anonymous and nice CL on it!

CreditAggie · ‎02-10-2022

Congratulations on your X1 approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Wavester64 · ‎02-10-2022

@Anonymous wrote:
Got the invite this morning and applied.

Approved for $42,000 limit.

I was on the waitlist since 9/2020 and was number 211,076.

Potential Future Cards

CYBERSAM · ‎02-10-2022

Congrats on X1 🤑

Welcome to the club 😎

cashorcharge · ‎02-10-2022

That's terrific!! Congratulations on your X1 Approval!! 🎉🥂👏

Finally got the invite for X1 card!

Get your FICO® Score for free

Finally got the invite for X1 card!