Finally in the AMEX Club!!

[UH_HUH]

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@Rudy1 wrote:

A little backstory a month ago I applied for a Amex Green which I was preapproved for they asked me for a bank letterhead and banks were closed so they canceled the application. 

So this month they opened up banks where I live so I decided to go and see the pre approval website. I was pre approved for most co brand and gold. I took a Delta Gold because I fly them quite a bit. I filled in everything and I am just waiting while that circle spins and then something pops up asking about adding an AU I said no. Then the circle spun spun again and I get worried then I see the message that makes it all worth it Congrats you are approved!!! I don't see a limit so I set up online account approved for $8,900. I am over the moon right now I just can not believe it. I expected like $1000-2000 if I was approved not $8900 but hey I am not saying no. I have learned so much here all of you are amazing and so helpful! I never would have thought my credit would be where it was today. So Thanks.

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You just helped alot of people @Rudy1 :-)

Congratulations on your Amex success!!

Here's to more success,

Cheers

[Rudy1]

A quick update I want to give you guys some Data Points. HP on Experian here in NJ. Experian FICO 8 Score 734. Inquiries 36/24. Not inquiries sensitive to me. A lot to fall off this year. AAOA 9.1 years DTI 23% Will lower this soon. My credit usage is 8% this will also change soon. If there is any other DP I can provide let me know.

[MyFault]

Congrats!

[Iusedtolurk]

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@Rudy1 wrote:

A little backstory a month ago I applied for a Amex Green which I was preapproved for they asked me for a bank letterhead and banks were closed so they canceled the application. 

So this month they opened up banks where I live so I decided to go and see the pre approval website. I was pre approved for most co brand and gold. I took a Delta Gold because I fly them quite a bit. I filled in everything and I am just waiting while that circle spins and then something pops up asking about adding an AU I said no. Then the circle spun spun again and I get worried then I see the message that makes it all worth it Congrats you are approved!!! I don't see a limit so I set up online account approved for $8,900. I am over the moon right now I just can not believe it. I expected like $1000-2000 if I was approved not $8900 but hey I am not saying no. I have learned so much here all of you are amazing and so helpful! I never would have thought my credit would be where it was today. So Thanks.

A quick update I want to give you guys some Data Points. HP on Experian here in NJ. Experian FICO 8 Score 734. Inquiries 36/24. Not inquiries sensitive to me. A lot to fall off this year. AAOA 9.1 years DTI 23% Will lower this soon. My credit usage is 8% this will also change soon. If there is any other DP I can provide let me know.

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Well that deserves a Big Congrats!! Definitely wasn't inquiry sensitive good to know and thanks for the data points.

[nuohlac]

Congratulations on your approval!!!

[19eighty5]

Congratulations on your approval!

[Anonymous]

YASSS! So awesome! Congratulations on your Delta Gold AMEX!

[heeseon]

Congratulations

[Anonymous]

Congratulations, recently i try apply to a Blue Cash Everyday, and they ask me for bank letter, I not send the letter and they close my app

[Rudy1]

@Anonymous Have you moved recently I did last year I think that is what set it off for me. But look a month later I applied and got a card. So this is very unlikely to happen everytime even to someone who didn't give the letter.