Finally in w PenFed in a Big way!!!!!

MeN5 · ‎12-21-2021

So I've been trying to get a PenFed card for about 3 years when the promise card was all the hype . Since then my credit has changed drastically for the better so Saturday just playing around w the loan check your rate I was approved for 30k and I accepted . They pulled Experian ( which I was told by the loan department this who they Now pull from for Pl and Al) Then I applied for a cc I chose the cash back power rewards and was approved for 12.5k not instantly approved but next day approved. I tried for others on the same pull but was denied and honestly I'm happy I was cause 1 is enough.

update my card has been upgraded to 2% for opening checking

Ilinferno · ‎12-21-2021

Congrats on all your progress! Those are great approvals!

Closed:

MeN5 · ‎12-21-2021

@Ilinferno thanks I've worked my ass off I learned a lot from this forum that helped me rebuild my own credit and help others!

SUPERSQUID · ‎12-21-2021

CONGRATS !!!!!

Penfed seems hot right now, a fair amount of approvals reported here lately.

{ BK7 DC 12/2019 } target 1300/ kohls 3000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 8000

>/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization 11 - 14 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 87k
Retired since 2017

M_Smart007 · ‎12-21-2021

Congrats on your PenFed Success!

Relatxbles · ‎12-21-2021

Wow! I recently got in with PenFed myself (measly 2.5k but I'll take it!) Congrats on the BIG win and keep making those strides!

Elpadrino1 · ‎12-21-2021

Congratulations on your approvals!

coreyb80 · ‎12-21-2021

Congrats on the approvals! I'm personally a fan of Penfed and now strongly considering making them my main bank. I have quite a few products with them and they're great with servicing them.