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Finally in w PenFed in a Big way!!!!!

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MeN5
Regular Contributor

Finally in w PenFed in a Big way!!!!!

So I've been trying to get a PenFed card for about 3 years when the promise card was all the hype . Since then my credit has changed drastically for the better so Saturday just playing around w the loan check your rate I was approved for 30k and I accepted .  They pulled Experian ( which I was told by the loan department this who they Now pull from for Pl and Al) Then I applied for a cc I chose the cash back power rewards and was approved for 12.5k not instantly approved but next day approved. I tried for others on the same pull but was denied and honestly I'm happy I was cause 1 is enough.

 

 

update my card has been upgraded to 2% for opening checking

19 REPLIES 19
Ilinferno
Established Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congrats on all your progress! Those are great approvals!

Message 2 of 20
MeN5
Regular Contributor

Re: Finally in w PenFed in a Big way!!!!!

@Ilinferno thanks I've worked my ass off I learned a lot from this forum that helped me rebuild my own credit and help others!

Message 3 of 20
SUPERSQUID
Valued Contributor

Re: Finally in w PenFed in a Big way!!!!!

CONGRATS !!!!!

Penfed seems hot right now, a fair amount of approvals reported here lately.

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 4 of 20
M_Smart007
Legendary Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congrats on your PenFed Success!

Message 5 of 20
Relatxbles
Regular Contributor

Re: Finally in w PenFed in a Big way!!!!!

Wow! I recently got in with PenFed myself (measly 2.5k but I'll take it!) Congrats on the BIG win and keep making those strides! Smiley Happy




Message 6 of 20
Elpadrino1
Valued Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congratulations on your approvals!

Message 7 of 20
coreyb80
Super Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congrats on the approvals! I'm personally a fan of Penfed and now strongly considering making them my main bank.  I have quite a few products with them and they're great with servicing them.

Message 8 of 20
CreditAggie
Community Leader
Super Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congratulations on your PenFed approvals! They are a great CU!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 20
MileHigh96
Frequent Contributor

Re: Finally in w PenFed in a Big way!!!!!

Congrats on getting in with PenFed and on those great approvals! I just got in with them myself and am completely happy with them so far.
BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:
Message 10 of 20
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