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Finally in with Bank of America! X2

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Frequent Contributor

Finally in with Bank of America! X2

I've apped with them before but they always balked at the number of new accounts. With new clarification on their 6/12 rule I felt more confident in applying with them tonight. Last month I opened a Merrill Lynch account with just $200 to establish a relationship. That seemed to have done the trick. These are also the same cards I had tried apping for previously.

 

I am at 4 new accounts reporting in the last 12 months. I also apped for a Small Business card prior to CashRewards and Norwegian as I wanted that the most but that was denied. But I continued on the personal side and went for the CashRewards card and was surprised it was approved. I tried for one more (2/3/4 rule) and was hopeful the pulls would be combined and was shocked it was approved at a higher credit line. They pulled TU tonight but that maybe because I started with the Small Biz app. In the past they consistently pulled EX. So far only one ding from all 3 apps. What a way to end the year, slaying my final dragon! 

 

CashRewards.pngNCL.png

 

ETA: I was wrong about the timeline of my apps tonight. It was Biz app first and then the two personal apps.

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13 REPLIES 13
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Super Contributor

Re: Finally in with Bank of America! X2

Congratulations on your approvals!
Message 2 of 14
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Moderator

Re: Finally in with Bank of America! X2

Nice! Congrats! 

Got some pruning to do... No more new cards!
Message 3 of 14
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Established Contributor

Re: Finally in with Bank of America! X2

Congrats 🎉🍾🎈🎊 @Elkteck

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 4 of 14
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Epic Contributor

Re: Finally in with Bank of America! X2

Congrats!!!

Message 5 of 14
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Community Leader
Super Contributor

Re: Finally in with Bank of America! X2

Congrats on your approvals

Message 6 of 14
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Valued Contributor

Re: Finally in with Bank of America! X2

Congratulations! Great credit limits!
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 7 of 14
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Valued Contributor

Re: Finally in with Bank of America! X2

Congratulations on your approvals!
Message 8 of 14
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Frequent Contributor

Re: Finally in with Bank of America! X2

Congrats, I am considering banking with them but get bad reviews in this area. Are they decent where you live. I suppose the credit side you don't have to deal with the banking side anyway lol.



Message 9 of 14
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Frequent Contributor

Re: Finally in with Bank of America! X2

Also, with the money in the investment account, does it earn anything if you don't trade?



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