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Finally in with Bank of America! X2

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Anonymous
Not applicable

Finally in with Bank of America! X2

I've apped with them before but they always balked at the number of new accounts. With new clarification on their 6/12 rule I felt more confident in applying with them tonight. Last month I opened a Merrill Lynch account with just $200 to establish a relationship. That seemed to have done the trick. These are also the same cards I had tried apping for previously.

 

I am at 4 new accounts reporting in the last 12 months. I also apped for a Small Business card prior to CashRewards and Norwegian as I wanted that the most but that was denied. But I continued on the personal side and went for the CashRewards card and was surprised it was approved. I tried for one more (2/3/4 rule) and was hopeful the pulls would be combined and was shocked it was approved at a higher credit line. They pulled TU tonight but that maybe because I started with the Small Biz app. In the past they consistently pulled EX. So far only one ding from all 3 apps. What a way to end the year, slaying my final dragon! 

 

CashRewards.pngNCL.png

 

ETA: I was wrong about the timeline of my apps tonight. It was Biz app first and then the two personal apps.

Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Finally in with Bank of America! X2

Congratulations on your approvals!
Message 2 of 14
Anonymous
Not applicable

Re: Finally in with Bank of America! X2

Nice! Congrats! 

Message 3 of 14
Rebuild2019
Valued Contributor

Re: Finally in with Bank of America! X2

Congrats 🎉🍾🎈🎊 @Elkteck

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 14
M_Smart007
Legendary Contributor

Re: Finally in with Bank of America! X2

Congrats!!!

Message 5 of 14
simplynoir
Community Leader
Mega Contributor

Re: Finally in with Bank of America! X2

Congrats on your approvals

Message 6 of 14
Anonymous
Not applicable

Re: Finally in with Bank of America! X2

Congratulations! Great credit limits!
Message 7 of 14
gingerflower
Valued Contributor

Re: Finally in with Bank of America! X2

Congratulations on your approvals!
Message 8 of 14
CerebralZulu
Frequent Contributor

Re: Finally in with Bank of America! X2

Congrats, I am considering banking with them but get bad reviews in this area. Are they decent where you live. I suppose the credit side you don't have to deal with the banking side anyway lol.


Message 9 of 14
CerebralZulu
Frequent Contributor

Re: Finally in with Bank of America! X2

Also, with the money in the investment account, does it earn anything if you don't trade?


Message 10 of 14
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