cancel
Showing results for 
Search instead for 
Did you mean: 

Finally...in with BoA!

tag
Ysettle4
Valued Contributor

Re: Finally...in with BoA!


@Anonymous wrote:

@AverageJoesCredit wrote:
Always glad to see someone get that white whale, great job Y Smiley Happy

congrats! they are the only major lender that still refuses to let me in with clean reports and mid-to-high 700 scores. One day I'll join you Smiley Wink


Hey, no worries as you'll be there. I'll make sure to save you a spot.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 11 of 19
Ysettle4
Valued Contributor

Re: Finally...in with BoA!


@Justagirl73 wrote:

So awesome! Congrats 😀


Thank you as it is awesome and a relief for me as well. Smiley Very Happy

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 12 of 19
Anonymous
Not applicable

Re: Finally...in with BoA!

Congrats on getting the Alaska card!

Message 13 of 19
B335is
Moderator Emeritus

Re: Finally...in with BoA!

Congrats Ysettle! I remember my very first card with BoA and the recon call I decided to make which turned my denial to an approval.
Message 14 of 19
One7
Valued Contributor

Re: Finally...in with BoA!

Congratulations on your new card!

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 15 of 19
morgacj2004
Valued Contributor

Re: Finally...in with BoA!

I had the Virgin card and then got the BofA Siggy. I transferred my mikes from Virgin to Alaska at 1.3 x and closed the Virgin card. Even if The Virgin card merges into the AK card I doubt they would offer the 30k signup bonus so it is best to dump before the AF hits again.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 16 of 19
kidink1911
Established Contributor

Re: Finally...in with BoA!

Congratulations on your BOA approval!!

 

Chase Sapphire Preferred- BOA Travel Rewards- Barclays JetBlue MC- Barclays Apple Rewards

Cap One QS MC- Synchrony Walmart MC- BP Gas- Milestone- Credit One

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 17 of 19
Anonymous
Not applicable

Re: Finally...in with BoA!


@Ysettle4 wrote:

Applied 2 days ago for the Alaska Air as I do quite a bit of travel out west and it went to review. Called in immediately to only learn that it eventually became a denial due to a previous BoA account. No surprise. So, I asked for a reconsideration and pleaded my case to the hilt. I defintely put my best case forward on this one..

 

I decided to check the app status, hoping for the worst -- another denial. However, it seems my fortunes have changed:

 

Screen Shot 2017-02-18 at 4.00.35 PM.png

 

I was amazed, to say the least. I quickly called in to make sure....Yep. It was approved. Not only was I approved for $9K, which is quite decent, but it was also for the lowest rate of 12.74%. Unbelievable. I almost never get a card's best rate.

 

Some background: roughly 5 years ago I had a joint BoA LOC opened with my then Ex because their credit couldn't qualify so I did what any supportive spouse does, I joined as a co-applicant to secure it. Things with sour and they skipped on the tab -- without my knowledge and it went to a CO status. It was settled eventually for less than the actual balance. Ever since this took place, BoA has continued to denied me on all apps. ALL I tell ya. I've tried every angle with the latest effort of getting a virgin america card in hopes BoA acquires the portfolio.

 

Question is now, do I keep the virgin america? Will it be acquired by BoA? I've met the spend for the bonus thus far so that's covered.

 

I can tell ya, I'm quite happy! Smiley Very Happy

 

Made me do a take from the pepsi commercial -- this is must be how CreditCuriousity felt when he got approved for a Citi card


Awesome results! Doing my happy dance for you!

Message 18 of 19
Anonymous
Not applicable

Re: Finally...in with BoA!

That's Good News. Congratulations on your approval. Enjoy your new SL and use it wisely!
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.