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Finally joining the family! AOD 3% Visa Signature

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M_Smart007
Legendary Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@alain4957 wrote:

@CBrow wrote:

Well, after what seemed like forever, I got the call that I was approved for $15k at 7.49%! The reason that they didn't give me the full $25k was around maxing out their unsecured limit creating potential ineligibility for other product offerings they might have in the future (personal loans, etc.). I don't really mind, $15k is more than enough to use for daily spend. But they did say that they review accounts annually with soft pull inquiries, so maybe in the future CLIs will be a thing they can do without a new application and hard pull?

 

Ethyn said they got over 100 applications over the weekend, so yeah, they're getting flooded. They say it's great timing as they were looking to expand.

 

Full credit application hasn't come through DocuSign, so I'll update when I get my EQ5 score to add data points to the mix! Thanks @Gmood1 for pushing me over the edge Smiley Tongue


How do i jump on this?


@alain4957 

 

Start here:

https://ficoforums.myfico.com/t5/Credit-Cards/Juicy-new-3-CB-offering-from-local-CU/td-p/5971983

 

Message 11 of 41
AverageJoesCredit
Legendary Contributor

Re: Finally joining the family! AOD 3% Visa Signature

Big gratsSmiley Happy

Message 12 of 41
AllZero
Mega Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@M_Smart007 wrote:

@AllZero wrote:

@Anonymous wrote:

Congrats! 

 

Man @AllZero be slacking! smiley-laughing021.gif


Was peeping around the mod break room for donuts. 🍩


 



Profile Worth $0.05 +

wooden Nickel.gif
___________M_Smart007


+3!!!!!!!

Message 13 of 41
CreditAggie
Community Leader
Super Contributor

Re: Finally joining the family! AOD 3% Visa Signature

Congratulations on your AOD approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 41
Caught750
Valued Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@alain4957 How do i jump on this?

Join AOD FCU, apply for the card, get a limit over $5k

PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 15 of 41
Anonymous
Not applicable

Re: Finally joining the family! AOD 3% Visa Signature

Congrats on your AOD FCU VS approval!

Message 16 of 41
alain4957
Regular Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@Caught750 wrote:

@alain4957 How do i jump on this?

Join AOD FCU, apply for the card, get a limit over $5k


How do you join and whats the procces like?

Amex Plat (NPSL) | Amex Business Gold (NPSL) | Apple Card 10k | Discover IT 12.5k | Sapphire Reserve 35k | BofA PR Elite 45k | NFCU Flagship 44k | USB Altitude Reserve 20k |



Message 17 of 41
Caught750
Valued Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@alain4957 wrote:

@Caught750 wrote:

@alain4957 How do i jump on this?

Join AOD FCU, apply for the card, get a limit over $5k


How do you join and whats the procces like?


Standard app, only thing I hadn't seen before was references. I almost walked away there but gmood1 talked me into finishing.  Apps go to review and they personally speak to everyone.  Straightforward process.  Great CU and the nicest people I've ever dealt with.  They WANT YOU to join and have products.  Every member really seems to matter.

PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 18 of 41
Anonymous
Not applicable

Re: Finally joining the family! AOD 3% Visa Signature

Nice!  Congrats!  I'd be curious to know what it shows your EQ score as-see my thread, mine shows a zero score!

Message 19 of 41
alain4957
Regular Contributor

Re: Finally joining the family! AOD 3% Visa Signature


@Caught750 wrote:

@alain4957 wrote:

@Caught750 wrote:

@alain4957 How do i jump on this?

Join AOD FCU, apply for the card, get a limit over $5k


How do you join and whats the procces like?


Standard app, only thing I hadn't seen before was references. I almost walked away there but gmood1 talked me into finishing.  Apps go to review and they personally speak to everyone.  Straightforward process.  Great CU and the nicest people I've ever dealt with.  They WANT YOU to join and have products.  Every member really seems to matter.

 

What Option did you select as member or employer? 


 

Amex Plat (NPSL) | Amex Business Gold (NPSL) | Apple Card 10k | Discover IT 12.5k | Sapphire Reserve 35k | BofA PR Elite 45k | NFCU Flagship 44k | USB Altitude Reserve 20k |



Message 20 of 41
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