Finally out of AMEX 1k jail! - myFICO® Forums - 5932406

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I've had my Gold Delta card since 9/24/19. I was approved at I believe an EX 654, now 720 per their website and has been for a couple of previous pulls from them as well, so I'm sure that's the score they used. I tried after 61 days and was denied due to too low of a FICO score. Today was day 91 since my last attempt so I pulled the trigger once again and was granted the full 3X CLI to $3,000! I've put decent spend through the card, but nothing insane; probably about 5k or so since I've opened it. I'm also pre-approved for all cards on their website as well-that took about 90 days or so after approval to start showing up. After a few more months of gardening I'm going for that BCP!

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

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11 REPLIES 11

Congrats on the 3x!

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

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Congratulations on your 3x CLI! 👍

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@Ficoproblems247 wrote:
... was granted the full 3X CLI to $3,000!

Nice 3X. Congrats! You're in like flint!

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Congrats!

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Congratulations on your CLI!

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Congrats on your Amex Gold Delta 3X CLI!

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Congratulations!

Graph of Days Until Next Spade

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Garden Goal Chart

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Congratulations on you freedom!

Amex Platinum NPSL

Citi AAdvantage Executive | $50,000

Venture X - $15,000

PenFed Gold Visa - $10,000 | 8.24% APR

Discover Balance Transfer - $15,000

Citi Best Buy Visa - $25,000

Delta Reserve Business - $28,000

Mastercard Black - $25,000

USAA Rate Advantage - $15,000

Garden Sentence

“The man who says he can, and the man who says he can not… Are both correct.”

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Congrats on the CLI!

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

Discover It : 10/17 : $4.1K APR 20.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU : 9/18 : $1K APR 13.99%

PenFed : 9/18 : OLOC $500

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

NFCU : 08/21 : Subaru Used Car Loan

U.S. Bank Cash+ Visa Signature

Chase Freedom Flex

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

Amazon Prime Rewards Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Graph of Days Until Next Spade

Garden Goal Chart

Garden Club Spade

Your FICO credit scores are not just numbers, it’s a skill.

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