Finally riding the Disco train!... WOW!

[sid33]

I have been wanting a Discover card for a whlie, but we've been in the process of building/buying a home. We finally closed on our home 3/28. On 3/31 I hit the apply button and gave them my info. They wanted me to upload docs to prove my new address, but I only had my closing docs. I call the next day and spoke with a rep. He had me verify some info and told me it will be a few day for them to verify stuff on my CR. On 4/2 I recieve a call form a Discover rep to verify more info. At the end of the call he said " Congratulations, you've been approved and your SL is $12K."   I about fell out of my chair.   I figured maybe a sl of $2k, but $12K!   WOW!

EXP 8 - 679

Income -122K

UTI - 30%

DTI - 38%(with new mortgage)

Inq - 3 in the last 6 months

A couple old baddies on my Exp report.

Highest non-cu account - Amex $2k, and CareCredit $12K

[KingPredator]

Congrats on the new card. I love mine.

[pinkandgrey]

Wow! 12k! Congrats! You’ll be glad you got it and it will grow

[Anonymous]

12k is an awesome SL from the Disco machine. Congratulations on joining the club!!

Love it and it will love you! Cheers!

[Anonymous]

Congrats on your approval and massive Sl !!!!

[SouthJamaica]

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@sid33 wrote:

I have been wanting a Discover card for a whlie, but we've been in the process of building/buying a home. We finally closed on our home 3/28. On 3/31 I hit the apply button and gave them my info. They wanted me to upload docs to prove my new address, but I only had my closing docs. I call the next day and spoke with a rep. He had me verify some info and told me it will be a few day for them to verify stuff on my CR. On 4/2 I recieve a call form a Discover rep to verify more info. At the end of the call he said " Congratulations, you've been approved and your SL is $12K."   I about fell out of my chair.   I figured maybe a sl of $2k, but $12K!   WOW!

EXP 8 - 679

Income -122K

UTI - 30%

DTI - 38%(with new mortgage)

Inq - 3 in the last 6 months

A couple old baddies on my Exp report.

Highest non-cu account - Amex $2k, and CareCredit $12K

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Wow my Discover account is 4 years old and I'm at $9800.

[CreditInspired]

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@sid33 wrote:

I have been wanting a Discover card for a whlie, but we've been in the process of building/buying a home. We finally closed on our home 3/28. On 3/31 I hit the apply button and gave them my info. They wanted me to upload docs to prove my new address, but I only had my closing docs. I call the next day and spoke with a rep. He had me verify some info and told me it will be a few day for them to verify stuff on my CR. On 4/2 I recieve a call form a Discover rep to verify more info. At the end of the call he said " Congratulations, you've been approved and your SL is $12K."   I about fell out of my chair.   I figured maybe a sl of $2k, but $12K!   WOW!

EXP 8 - 679

Income -122K

UTI - 30%

DTI - 38%(with new mortgage)

Inq - 3 in the last 6 months

A couple old baddies on my Exp report.

Highest non-cu account - Amex $2k, and CareCredit $12K

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That is a huge SL. Congratulations on approval and your new home. 

[Anonymous]

Awesome SL, congrats.

[Anonymous]

Congrats on joining the Disco club! And man what a great SL with them!! Enjoy your card and the rewards that come along with it!

[xaximus]

Congrats on the approval! Disco is known for being thin file friendly and likes to be a daily driver (not all the time but often).