Id rather have FH than Credit One. You know what you are dealing with with FH. High prices and overinflated shipping sure but its all there for you to see BUT there ARE ways to buy things at good deals . I wouldnt recommend buying big price items but small items sure.
Holy cow pegehede 7800 on FH, ID KEEP IT LOL, not really but that is super impressive
Holy cow pegehede 7800 on FH, ID KEEP IT LOL, not really but that is super impressive
Congrats to you on the CLI...
a little advice if I may..get the util down on your cards to the point where all your cards are reporting a zero balance except for one card, and its reporting 1-9% on the CL.
Your scores will increase, and you would have a better chance at qualifying for an unsecured cap one. Then Id close Open sky, and Credit One.... Youre doing a good job!
a little advice if I may..get the util down on your cards to the point where all your cards are reporting a zero balance except for one card, and its reporting 1-9% on the CL.
Your scores will increase, and you would have a better chance at qualifying for an unsecured cap one. Then Id close Open sky, and Credit One....
Youre doing a good job!
When I first got approved it may have been $500 then got upgraded to $1,200 I really love ordering from their online store however I always pay before the bill gets printed also they state that even if your on promotional period they will still charge interest regardless of just paying the minium payment keep that in mind if you make a purchase with them. 
best of luck and congrats.
@Anonymous wrote:Congrats!
I enjoyed my Fingerhut account when it was one of the first offers I had. I've found some decent deals there (occasionally they do free shipping and I tend to check out their clearance section if I'm looking for something). I recently threw them a bone just to give mine a little activity because it's been nearly a year and I got an okay deal on something I'd had my eye on for a while.
I've had two instances of auto-love from them since I first got the account but I also don't really use it much. They were my highest limit account for like 8 months though. I see no problem with them because they're pretty up front about being expensive, heh, but in my personal opinion it's a little better to spend a little bit more every now and then for an item you were looking at anyway then paying out the wazoo in monthly and annual fees to some predatory bank.
Just don't buy electronics from them. Occasionally they'll advertise a decent price on a TV or something but their higher end electronics and gaming systems are super super overpriced - like the original model iPad Pro 9.7" priced for more than the most expensive brand new release iPad Pro 10.5" or like a Nintendo Switch bundle for over $200 more than Gamestop, that sort of thing. Same thing for computers and wearable technology and the like. Heh.
Agreed! even the mail catalog has fine print telling you everything about purchases.
Congrats to you!!
I will say they ticked me off recently. 
They gave me a CLI increase in November from $1200 to $1500, and was told the CLI would be permanent if I bought something before a December XX deadline. I thought "ok, thats fair, whatever". So, I ordered a manicure set to use as a stocking stuffer. I get an email last week saying they CLD me because I didn't order anything. I picked up the phone right then and cancelled the account. I'm not going to play these little limit increase-decrease games. They were there to help me in the beginning, now they can help someone else. Just sharing my experience. Like others have said many times on this board, when you get your scores bumped up and on the way- drop them. 