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Congratulations!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
What other cards do u have? Many say to garden but when I was rebuilding from the low 400s I got all the card I could which is just a secured CO. After using that for 6 months or so before learning about this site I got the CO platinum and QS1 both with 500 limit and after I got on this site helped me a lot. I used the new CO card for maybe a month and was applying for any and all the cards I can. After that I sit in garden for about 6 months and do it over. I actually just did another app spree and now I will sit in garden till nov-dec of this year and go app spree again and first card I'm getting after getting out of garden will be discover. Started with score of about 450 on 3/2015 now I'm at 680+ across all 3
Rott i currently have the secured capital one since Jan 2016 with a CL of 200, I have just recieved the Capital one QS1 unsecured with a SL of 500, yesterday i apped for Kays jeweler and got a SL of 1650 and Firestone with a SL of 800...i apped last week for Kohls and Victorias Secret both are still pending and have not been able to speak with anyone due to me having a fraud alert and them needing to call me before my app is complete....I think thats a good start for someone with sour credit even if i dont get the kohls and VS....i want to eventually phse out my subprime cards and upgrade when my scores improve. wish me luck!!
You are solidly poised and on your way to great credit. Patience is key. Your doing all the right things. Congrats again!
ty grill!!! i see you have similar card in your wallet
Congrats
thanks!!
I wanted to thank you for the great info..I applied today for the card and was approved for $1000. I am in the rebuild department for the second time in my life and have a few credit cards with limits as high as $500 and hope to grow them over the next year. so this limit will definately be a big boost for me and my confidence. thanks again..