First Access Visa from Mid America Bank

[Anonymous]

STAY far away from this card. It has a 29.99 apr, an 89.00 setup fee and an annual ffee of 75. I came across this card, and then I read the terms and I said that most secured cards are better than this. Most should not get this card as a last resort .

[CreditMagic7]

Thanks for the warning even though most of us never heard of them to begin with.

[uswala]

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@Anonymous wrote:
STAY far away from this card. It has a 29.99 apr, an 89.00 setup fee and an annual ffee of 75. I came across this card, and then I read the terms and I said that most secured cards are better than this. Most should not get this card as a last resort .

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Thanks for the heads-up!

[Anonymous]

I had never heard of them until I was looking for cards to help build credit. I educate myself monthly to see what cards are our their. It seemed legit until I read the terms.

[Anonymous]

@Anonymous wrote:
I had never heard of them until I was looking for cards to help build credit. I educate myself monthly to see what cards are our their. It seemed legit until I read the termsIt sounds similar to first premier and credit one-par for the course if you dont want to do a secured.

[Anonymous]

Most people qualify for the 99 dollar deposit on a capital one secured card. It gets you 200 dollars credit line. This card, you have to pay 89 dollars just to get it. Put that 89 dollars towards the secured card. If you are declined for the card though, I kind of understand the need for this card in the short term.

[Anonymous]

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@Anonymous wrote:
Most people qualify for the 99 dollar deposit on a capital one secured card. It gets you 200 dollars credit line. This card, you have to pay 89 dollars just to get it. Put that 89 dollars towards the secured card. If you are declined for the card though, I kind of understand the need for this card in the short term.

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I had first premier for about a year and I considered it a necessary evil. It did help my credit scores although I was glad when I closed it. 

[Anonymous]

With friends like those, who needs enemies?!

[joltdude]

This is the same bank that issues the Verve card..  Remember Continental Finance?  This is them again 

[Anonymous]

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@Anonymous wrote:
STAY far away from this card. It has a 29.99 apr, an 89.00 setup fee and an annual ffee of 75. I came across this card, and then I read the terms and I said that most secured cards are better than this. Most should not get this card as a last resort .

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Thanks For Sharing.