First Approved Unsecured Credit Card

[UH_HUH]

Well done! You yourself just shared some very valuable information.

Namely,you can be down but never out if you don't give up!

Enjoy that very nice starting limit,

Cheers

[mchang124]

welcome to the forums! you will find as much value as i did when i first discovered it myself about a year ago. and congrats on your Discover approval and SL!

[Puppetmaster]

Congratulations!  It's a great feeling when you get that first breakthrough after a long struggle.  Keep it going, and you'll likely be surprised by the momentum as the snowball starts to grow a little.  I was in shoes similar to yours less than 9 months ago, and had no idea things could improve as much as they have in this time.  Advice and information from this forum had a whole lot to do with that.  Keep up the great work!

[coreyb80]

Congrats on the approvals!!

[Anonymous]

Congrats on your discover card! I noticed you said you had some wrong turns along the way and had to pay some collections and unpaid bills. Did any of those derogatory accounts come off your credit after paying them or you just paid them.

[Anonymous]

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@Anonymous wrote:
Congrats on your discover card! I noticed you said you had some wrong turns along the way and had to pay some collections and unpaid bills. Did any of those derogatory accounts come off your credit after paying them or you just paid them.

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yes. all the ones that i have paid off, came off the report.

just one dropping off got me like a 24 point jump on my score.

thank you everyone for the warm welcome to the forums, congrats and words of encouragement.

felt i hit rock bottom going through a divorce and clearing out my savings paying lawyer and court fees.

this bounceback is a great feeling.

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[GApeachy]

Also congrats on being saavy to when you app'd for Discover.  I wish I had come here first before applying with Disco and possibly avoiding a secured card.  I did find here right afterwards how to work it for my DH so he too got the Disco card with the same sl as yours.  He received through online cli request at 2.5 months a cli ( $1k I believe) and then another one ($1.5k ) between 4-5 months.  So hopefully yours will progress quickly as well.  Just smash that cli button, always entering your income that  you can prove from last years tax return, and it will be a sp (unless Disco states differently) and you can do that as much as you want to without ticking them off.  

[Meanmchine]

Congrats !

[Marz2002]

From 1 Rebuilder to another Rebuilder, CONGRATS @fredzos on your Discover IT approval - Welcome to the DISCO family and the FORUMS!!!

[Anonymous]

Isn't the discover it card a secured card? Just so I'm clear...
You applied on the prequal and it came back with a approval for the discover it and then you applied for that card or a unsecured card and then was approved for 3000... Is that correct?