First CLI in my rebuilding!

hpotterfan77 · ‎03-27-2020

Woke up this morning to see that Credit One (yeah, yeah, I know...lol) raised by CL by $200.00. Small increase but I will take what I can get during my rebuild. One day my score will get up high enough to get my goal card of Discover and I can ditch my sub-prime cards but I'm a happy girl this morning none the less.

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>

JeffMO · ‎03-27-2020

Congratulations! I've got one of those dreaded cards myself, it helped me get into discover. Once you get in to discover you'll never look back

Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.

Starting Score: 560
Current Score: 795
Goal Score: 850

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Artemis092 · ‎03-27-2020

Congrats!

Anonymous · ‎03-27-2020

Congrats on your CLI.

newfossil · ‎03-27-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

AverageJoesCredit · ‎03-27-2020

Congrats. An increase is an increase

coreyb80 · ‎03-27-2020

Congrats on the CL as well continued successful progress!!

Ficoproblems247 · ‎03-27-2020

The way I always look at it no matter from who, or for how much, any increase means that you're doing things the right way. Congrats on an awesome accomplishment!

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

hpotterfan77 · ‎03-27-2020

Thank you everyone. I was excited. I just hit 6 months with Total Visa. I'm waiting to see if they increase me as well soon because I really don't want to request one since they can charge for the increase. Hoping my US Bank secured graduates soon too. I've had them for 13 months.

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>

EverForward · ‎03-27-2020

Congratulations!!! I'm still looking forward to my first CLI... Best wishes getting your Discover card soon.

NFCU cashRewads | $2,000 | February 2020

Capital One QuickSilver | $750 | February 2020

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