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Great post. I was approved for a Sams Club MC the end of May..received it about 2 weeks ago, middle of June..and I've charged a couple tanks of gas on it (5% on gas thats why I wanted the card!). The SL was $3600. It is one of the lowest SL cards I have received. I hadn't really dwelled on the limit until I read this post a few days ago and it started nagging at me..now I know you've had you card for 12yrs..but figured I'd take a moment tonight and call the credit solutions number. I have decent credit and was hopeful they would bump the CL up a little. I was even prepared to be on hold and transferred around all over the place like some people have stated. Right out the gate, after verification of course, the rep asks me how much do you want. Well 25k should do it. Looking at the call time on my phone it took 9 min and 29 sec to get the approval for 25k. Nice! Thanks for the great write up UncleB.
Not a whole lotta credit specs to go along with this post and I appologize, but it took me damn near 10 min to refind this post, another 10 min to type this comment, and the original 10 min to get approved----I got to move along.....www.samsclub here I come
@Powertripper wrote:Great post. I was approved for a Sams Club MC the end of May..received it about 2 weeks ago, middle of June..and I've charged a couple tanks of gas on it (5% on gas thats why I wanted the card!). The SL was $3600. It is one of the lowest SL cards I have received. I hadn't really dwelled on the limit until I read this post a few days ago and it started nagging at me..now I know you've had you card for 12yrs..but figured I'd take a moment tonight and call the credit solutions number. I have decent credit and was hopeful they would bump the CL up a little. I was even prepared to be on hold and transferred around all over the place like some people have stated. Right out the gate, after verification of course, the rep asks me how much do you want. Well 25k should do it. Looking at the call time on my phone it took 9 min and 29 sec to get the approval for 25k. Nice! Thanks for the great write up UncleB.
Not a whole lotta credit specs to go along with this post and I appologize, but it took me damn near 10 min to refind this post, another 10 min to type this comment, and the original 10 min to get approved----I got to move along.....www.samsclub here I come
Huge congrats my friend!
Exactly a week after I called for my Lowe's account, I called Credit Solutions again about my own Sam's Club MasterCard.. and it's not even a year old yet. The phone call went almost exactly the same (with Sam's they had to send a text to my phone and have me read back the code) and minutes later I had myself a Sam's Club MasterCard with a $20k credit line as well.
Double-kudos for finding this thread... I'm sure it took you a few minutes, but I'm glad you found it and were able to share your own success!
@UncleB wrote:Thanks, everyone!
Congrats as well! I have to ask, what was your TU score at the time your Lowes card was increased?
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
The number I'ved used both times is 877-379-8173... it goes to the overseas Credit Solutions, and many people have reported very positive results by using it.
My TU score was around 770-780 when I got my "good" increases on Lowe's and Sam's Club MC, but from what I've read once you get to 730-740 you can generally get what you want.