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First Chase Approval!

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Guyatthebeach
Valued Contributor

Re: First Chase Approval!

TexMex90,

 

Congratulations on your approval with Chase and your rebuilding!

 

Guyatthebeach

Message 11 of 24
NoMoreE46
Community Leader
Senior Contributor

Re: First Chase Approval!

Thanks.

NFCU should be easier than USAA to get back with. 

Message 12 of 24
KingRue8500
Senior Contributor

Re: First Chase Approval!

Congrats on your Chase Freedom Flex approval




Message 13 of 24
cashorcharge
Community Leader
Super Contributor

Re: First Chase Approval!

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Message 14 of 24
CreditAggie
Community Leader
Super Contributor

Re: First Chase Approval!

Congratulations on your CFF approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 15 of 24
SouthJamaica
Mega Contributor

Re: First Chase Approval!


@TexMex90 wrote:

Long story short, I've had a few paid charge-offs hurting my credit for a while. I opened a checking account with Chase a couple of years ago to help start a relationship as I worked towards fixing my credit. I've wanted the Chase Freedom Flex since it was announced and was denied last summer when I had half the income and scores in the 650 range. I decided to reapply today after utilizing early exclusion; Experian removed the two largest of three negative items and TransUnion removed all three. I didn't bother with Equifax after reading horror stories, but they automatically removed one of the smaller ones last week. I was betting on Chase pulling Experian since that's the trend for Texas residents and that's what they went with. Instant approval much to my surprise, I haven't seen that for several years. I started a new job recently and it feels good to get back in the swing of things with investing and paying full statement balances every month. I'd like to thank my fellow forum members for all of the great advice I'm utilizing on my way back up!

 

Personal Info:

Experian FICO 8 - 682

TransUnion FICO 8 - 724

Equifax FICO 8 - 622

Income - $122K

 

Card Info:

Chase Freedom Flex

$2200 SL

$200 SUB

 


Congratulations on your approval. Good card.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 16 of 24
SweetCreditObsession
Valued Contributor

Re: First Chase Approval!

Congratulations on the credit clean up progress and on landing a goal card!🎊



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 17 of 24
805orbust
Valued Contributor

Re: First Chase Approval!

Awesome!  A wholehearted congrats to you! 



Message 18 of 24
NextUp2bat
New Contributor

Re: First Chase Approval!

CONGRATS! Chase has been pretty good to me. Hope you have the same experience.

Message 19 of 24
Mones
Frequent Contributor

Re: First Chase Approval!

Congrats on getting in with chase (not too bad of a Starting limit either)

Current Cards (in order of approval)

Closed Cards


Current FICO 8 Scores:
Inquires (6/12/24):
Account Age metrics:
Updated Mar 12th, 2024
Message 20 of 24
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