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First Community Bank (MO AND AR) Ascent approval

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username2840
New Member

First Community Bank (MO AND AR) Ascent approval

I applied Sunday night and monday morning before 8am had an email stating i had been approved for a Ascent secured card with First Community Bank. I took cash to my local branch Monday and today (Tuesday) they said they are mailing the card to me. The annual fee is 35.00 and the APR is 18.99% but the card can be "upgraded" after 12 months of positive history to their "Granite low rate" card and it has no annual fee and a APR of 13.49%.  They pulled TU only and my score was 582 when approved. I have old collections and a few charge offs from over 5 years ago and I had 1 inquiry at approval.

 

I am so glad i got approved YAY! Ill post more about them in a different post Smiley Happy Smiley Happy Smiley Happy Smiley Happy Smiley Happy Smiley Happy Smiley Happy YUM im approved!   So happy!

8 REPLIES 8
Snook_on_the_Line
Frequent Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congrats on your approval.    

Starting Score:FICO8s 505ex, 508 eq&tu
Current Score:FICO8s 775ex,775tu,686eq
Goal Score: 800+


Take the myFICO Fitness Challenge

Started Rebuilding Dec 2021

Always pif, AZEO, never late
0/24 on inq’s & new accounts
AAoA 2yrs4mo




Formerly known as @44456009a
My FIs. WF & AMEX
Total CL: $45,750
Message 2 of 9
Rdbeetle
Established Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congrats on your approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EQ 815 I EX 811 I TU 808
Message 3 of 9
keekers
Valued Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congrats.


Message 4 of 9
MissLiz
Frequent Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congratulations on your approval and the start of your rebuild!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 5 of 9
firefox100
Valued Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congrats on getting back in and starting your rebuild, good luck.

Message 6 of 9
EAT_SLEEP_JEEP
Valued Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Congrats

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ FNBO JEEP DRIVE PLUS CARD $7700/ APPLE CARD $6500/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED / PAYPAL CREDIT LINE $1700




Message 7 of 9
CookieMonster1
Regular Contributor

Re: First Community Bank (MO AND AR) Ascent approval

Great first step in your rebuild. Congratulations 🎉 



Bk 7 Filed 10/2019/Discharged 01/2020 Rebuild well underway! Grateful to this Community for sharing knowledge and support.
Message 8 of 9
cashorcharge
Community Leader
Super Contributor

Re: First Community Bank (MO AND AR) Ascent approval

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 9
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