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First Credit Card Approval! (Wells Fargo Cash Back College Card)

princeofla
Valued Member

First Credit Card Approval! (Wells Fargo Cash Back College Card)

So, the other day I went into my local Wells Fargo branch, as I had applied for a secured card. My application was declined, beccause they couldn't verify my social. When I talked to the banker he reccomended that I apply for the cash back college card. So, I applied and just today I checked my application status and I was approved with a $1,200 dollar credit limit! I've been banking with Wells Fargo since my freshman year in highschool, and I'm now going to be a freshman in college this fall. I'm 18 and have a summer job that I expect to make around $3,000 this summer and I've got about $8,500 in grants. I'm so excited to begin this new journey!

Message 1 of 9
8 REPLIES 8
HowHighCanIGo
Valued Member

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Congrats and welcome to the forums. I am a long time reader and new poster as well. One thing you might notice here are a lot of people tell their credit story and many many (including myself) start out with, "I was dumb in my college years with my credit." I think it is awesome you are on this forum at an early age and taking responsibility of you credit early on. Good luck with the new first card. Let this be your foot in the door to bigger and better things (cards, car loan, mortgage) in the future!

Message 2 of 9
Loquat
Moderator Emeritus

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Congrats on your approval and welcome to the forum!

Message 3 of 9
maestro07
Frequent Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Congrats! This forum is a place for all of us to learn something new. We all would be happy to hear from you on how you shape up credit profile in the future 😀
FICO 8: TU-775 EX-778 EQ-781 Total Credit Limit: $757,500
Message 4 of 9
Mia25
Senior Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Welcome to the forum, congrats !

Message 5 of 9
Super_AL
Valued Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)


@princeofla wrote:

So, the other day I went into my local Wells Fargo branch, as I had applied for a secured card. My application was declined, beccause they couldn't verify my social. When I talked to the banker he reccomended that I apply for the cash back college card. So, I applied and just today I checked my application status and I was approved with a $1,200 dollar credit limit! I've been banking with Wells Fargo since my freshman year in highschool, and I'm now going to be a freshman in college this fall. I'm 18 and have a summer job that I expect to make around $3,000 this summer and I've got about $8,500 in grants. I'm so excited to begin this new journey!


Congratulations On Your Approval....Thanks For Sharing..Man LOL

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 6 of 9
lowkeyorca
Valued Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Yay! Congrats! Smiley Very Happy


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Message 7 of 9
Vegas4Play
Valued Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 9
RonM21
Valued Contributor

Re: First Credit Card Approval! (Wells Fargo Cash Back College Card)

Welcome to the forum and congrats on your first approval!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 9
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