Update****
So got my card today in the mail via 2 day express from UPS. As I'm looking at the back of the notice where Chase obtain my info, it reads;
- Credit score - 696 1/18/19
- Scoring system - Card acquisition risk score V2 (whatever that means)
- Looks like it was from Equifax
They did mentioned some key factors;
- number of delinquent account
- length of time since last delinquency on credit card
- number of accounts opened in the past 12 months
- length of time since last charge-off on credit card
Hopefully this helps out people in my similar situation thinking of getting the card. My credit history was really bad but I did clean it up and I guess this shows.
