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First Penfed CC approval

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SB_F
Contributor

First Penfed CC approval

Penfed Power Cash Rewards ($25K)

EQ 08 Fico: 850
Penfed Nextgen: 

Instant or Review: Overnight

POI: No

AAOA: 12YRS
Derogs?: 0 showing but BK13 discharged June 2019 fell off late 2020

Util: <7%

Total EQ Inquiries: 2  (1 was Penfed opening Savings in 2019 - gardening 15 mo since then)

                Last 12 months: 0

                Last 6 months: 0
New Accounts in last 12 months: 0
                                 Last 6 months: 0

 

Finally feeling the love. First credit product w/ Penfed. Responded to email so HP I'm sure. Nothing ever in offers except TurboTax. Have had Premium Savings since 2019 (<$10K). Added Premium Checking recently (<$1K).

 

Did do SP prequal for Penfed PL last week (saw online, not in my acct offers) and was offered $20K at 9.99 APR for 30 mo, but have not pulled the trigger on that.

 

Cap1, OLLO and Barclay are stuck at the bottom

BK13 filed 11/2013 discharged 6/2019
Oct 2019 EQ 672 TU 643 EX 663
Julu 2021 EQ 840 TU 828 EX 819
Message 1 of 25
24 REPLIES 24
CreditMagic7
Mega Contributor

Re: First Penfed CC approval

Congratulations on your 1st PenFed approval!

Message 2 of 25
AllZero
Mega Contributor

Re: First Penfed CC approval

Congratulations on your approval!
Message 3 of 25
SFLSpotter9210
Valued Contributor

Re: First Penfed CC approval

Congratulations 🎈🍾🎉🎊 on hitting Penfed gold 🥳. Enjoy the coming perks from a great CU. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 4 of 25
M_Smart007
Legendary Contributor

Re: First Penfed CC approval

Congratulations!

Message 5 of 25
CreditAggie
Community Leader
Super Contributor

Re: First Penfed CC approval

Congratulations on your PenFed PCR approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 25
cashorcharge
Community Leader
Super Contributor

Re: First Penfed CC approval

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 7 of 25
Rebuild2019
Valued Contributor

Re: First Penfed CC approval

Congratulations 🎉🎊🎈 on your approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 8 of 25
nuohlac
Valued Contributor

Re: First Penfed CC approval

Congratulations on your approval and great SL!!!




Message 9 of 25
gdale6
Moderator Emeritus

Re: First Penfed CC approval

Grats on your Penfed approval Smiley Happy

Message 10 of 25
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