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First card, Amex Hilton honors approved

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Member

First card, Amex Hilton honors approved

Super excited!  Been repairing my credit for several months now.  Hurt my credit pretty bad the last few years but worked on paying things off and got a big raise at work and am doing much better now.  I only got a $1k limit. Hoping I can get that up soon though. 

I started a business this year also, I'd like to apply for the American Express business amazon card but not sure if I should wait awhile before trying or not. 

Message 1 of 16
15 REPLIES 15
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Super Contributor

Re: First card, Amex Hilton honors approved

Congratulations on your approval!

Message 2 of 16
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Valued Contributor

Re: First card, Amex Hilton honors approved

Congratulations and good luck!






Message 3 of 16
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Member

Re: First card, Amex Hilton honors approved

Thank you

Message 4 of 16
Regular Contributor

Re: First card, Amex Hilton honors approved

I would wait atleast 3 months before apping for business card, unless your profile supports and scores support it. I apped and was another hard pull after 2 weeks having my first Amex and was another hard pull I think had I waited awhile would've been soft pull approval. 





Message 5 of 16
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Member

Re: First card, Amex Hilton honors approved

Good to know thanks

Message 6 of 16
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Frequent Contributor

Re: First card, Amex Hilton honors approved


@Redman333 wrote:

Super excited!  Been repairing my credit for several months now.  Hurt my credit pretty bad the last few years but worked on paying things off and got a big raise at work and am doing much better now.  I only got a $1k limit. Hoping I can get that up soon though. 

I started a business this year also, I'd like to apply for the American Express business amazon card but not sure if I should wait awhile before trying or not. 


Congratulations, once you have your card and have established  a reported cycle send your data points and we can work on the business card through the amex app with your existing profile and avoid an additional credit pull (This also works for personal cards).  Also in 61 days you can turn your 1k into 3k then in 181 day into 9k.  Keep your balance low and PIF when you can.  Remember, It's not sprint it's a marathon!






“The man who says he can, and the man who says he can not… Are both correct.”
Message 7 of 16
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Mega Contributor

Re: First card, Amex Hilton honors approved

Congratulations!

Message 8 of 16
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Valued Contributor

Re: First card, Amex Hilton honors approved

Congratulations on your approval and first card! 👍





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 16
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Community Leader
Super Contributor

Re: First card, Amex Hilton honors approved


@NimbusIII wrote:

@Redman333 wrote:

Super excited!  Been repairing my credit for several months now.  Hurt my credit pretty bad the last few years but worked on paying things off and got a big raise at work and am doing much better now.  I only got a $1k limit. Hoping I can get that up soon though. 

I started a business this year also, I'd like to apply for the American Express business amazon card but not sure if I should wait awhile before trying or not. 


Congratulations, once you have your card and have established  a reported cycle send your data points and we can work on the business card through the amex app with your existing profile and avoid an additional credit pull (This also works for personal cards).  Also in 61 days you can turn your 1k into 3k then in 181 day into 9k.  Keep your balance low and PIF when you can.  Remember, It's not sprint it's a marathon!


The chances of a 3x CLI on a $500-1000 starting limit is almost zero. Reality is, they'll have to sit on that limit for 1-2 years unless their profile drastically improves.







Message 10 of 16
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