If you don't mind, what was your EQ score when you applied for Neiman Marcus and how soon after D/C when you applied and apparently approved?
Hi so I discharged in October of 2018 and waited about a month to apply for anything, I started with the Discover IT secured card for 500 and then was approved for Cap One, Capital One was included in my BK. Here is what I have been able to get - I am now gardening so hoping to get my score up higher. I very rarely carry a balance on anything for more then one cycle and have kept my utilization under 10% and my FICO has gone up about 100 points:
Pier One -500
Saks - 1000
Overstock - 500
Express - 500
Lord and Taylor -750
Discover secured- 500
Capital one mastercard -500
Just a bit of friendly advice - don't obtain any more store cards!
Congratulations on the approval. Cap One was helpful in the initial stages of my rebuild.. straight to the sock drawer for me now but helpful when nobody else would give me credit!! Congrats!