First credit card application - Update Approved

[Anonymous]

Which credit card should I try for first? My Scores are.

Experian 641,Equifax 612, Transunion 613,

Fixo Score 2- 681

Fico Auto Score 2- 694

Fico Bankcard score 2- 645

Fico Score 3 - 668

Fico Bankcard Score 8 - 633

Thanks for the help.

[Remedios]

Do you have any loans? 

How about negatives on your CR? 

[Anonymous]

^^^ this, and also, for any negatives, how long ago did they occur and what’s the current status? That matters very much.

[KLEXH25]

Is this your very first card ever? If so, I would check prequalification pages first and see if anything pops up. Chances are you’ll need a secured card first. Discover and Citi have good ones (although I can’t vouch from personal experience).

[Anonymous]

Agreed, i think getting a secured card first will likely help aquire the cards you want a little sooner.  As suggested try those prequals to see what's avilable, but keep in mind they're not a guarantee you'll be approved. However, IMO your scores seem a bit on the low side. So you'd probably need to stay with issuers that use Experian exclusively, as it's your highest. 

Good Luck!

[kudosalert]

yeah i feel like we are missing some info here. your score shouldnt be that low if it's your first card.

[Anonymous]

Applied for a Discover it card here is the reply.

iscover it® Cash Back Application

ANTHONY,

Congratulations, you've been approved!

Your card, credit line and other important information should arrive in 5-7 days. When you get it, be sure to call and activate your card. Then, you'll be ready to start enjoying rewards on every purchase.

To check your line of credit, click here.

Thanks for choosing us!

Congratulations!
You're approved for a Discover® Card.

Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.

Your credit line is $500.

If you receive a cash advance credit line it will be less than your total credit line
and the amount will be provided to you with your new card.

[Anonymous]

I would personally hit up Capital One's preapproval page and see if anything comes up. It's a pull to all three bureaus if you actually apply, but the page is pretty accurate with the offers and they're relatively generous to thin files, I feel. 

No experience with BB&T personally, but I've read their preapproval page is also fairly accurate.

Doesn't affect your credit to check either one, anyway. 

[601flyguy]

Congrats on the discover approval! With such a thin file, I wouldn't apply for anything else or you'd likely just end up with hard pulls and denials. Let your new card grow several months before applying for anything else.

[Anonymous]

Congratulations!