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Foot in the door with NFCU

gdale6
Moderator

Re: Foot in the door with NFCU

Grats on your new NFCU card Smiley Happy

Message 11 of 34
Barreda88
Valued Member

Re: Foot in the door with NFCU

@blindambition 

 


@blindambition wrote:

@Barreda88 wrote:

@blindambition wrote:

Congrats on CR approval!!! You asked me about 91/3 on last thread. Locked before I could reply. 91 days, or 3 full statements you can apply for 2nd card and CLI on first. Just make sure 3 full statements. First statement may be a partial. Good luck!!

Smiley Happy


@blindambition  thank you! I'm excited to be a part of the NFCU fam! I'll make sure to wait for 3 full statements! 


I forgot to add current CLI caveat. You can ask for what you want, but CLI is generally capped at $4k. Due to COVID.


really? I've read a bit of the opposite of that recently on this forum under the approval/CC topics. I've read some posts of huge increase after a few months or so. Regardless, increase or not, I'm satisfied. It'll help with managing overall utilization, but not required. The fact that I finally took it upon myself to get in with them is all I wanted 😃

Message 12 of 34
cashorcharge
Valued Contributor

Re: Foot in the door with NFCU

Nicely done!  That's terrific!  Congratulations on your approval!! 🎉🥂

Message 13 of 34
CreditMagic7
Super Contributor

Re: Foot in the door with NFCU

Congratulations on your  Navy approval!

Message 14 of 34
NewBeginningsNW
Established Member

Re: Foot in the door with NFCU

Congrats on your approval! 🥳😁

Message 15 of 34
benreily
Established Contributor

Re: Foot in the door with NFCU

Congrats and welcome to the NFCU!




Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014)EQ 781, EXP 784, TU 779
Score: (Nov 22, 2014)EQ 814, EXP N/A, TU 781
Score: (Dec 16, 2017)EQ > 720, EXP ?, TU > 730
Score: (Mar 10, 2018)EQ 736, EXP 740, TU 724
Score: (Apr 7, 2018)EQ 752, TU 750, EXP 753
Score: (Jun 14, 2018)EQ 784, TU 771, EX:777
Score: (Sep 7, 2020)EQ 760, TU 737 , EX ?
Score: (Nov 23, 2020)EQ 774 Fico 8(Through Citi), EQ 771 Fico 9(Through NFCU,PenFed), TU 751 Fico 8 (Through Barclay,Discover), EX: 739 Fico 8(through Amex)
Score: (Feb 1, 2021) From myfico.com EQ Fico 8 776,Fico 9 771, TU Fico 8 755, Fico 9 751, EX Fico 8 750, Fico 9 741
Score: (Feb 14, 2021) From myfico.com EQ Fico 8 790, TU Fico 8 789, EX Fico 8 768 (drops from 772)
Score: (Feb 21, 2021) From myfico.com
EQ Fico 8 797, TU Fico 8 791, EX Fico 8 761 (Scores fluctuated Up/Down this month)
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge
Feb 1, 2021 AoOA 18 years, 9 months, AAoA 7 years, 10 months





Message 16 of 34
Credit4Growth
Valued Contributor

Re: Foot in the door with NFCU

👍 Congratulations and welcome to Navy!

Current as of February 21st
TCL $126.6 - 2.#%UTL || - SL Balance $20.6K
FICO 08 EQ723, TU725, EX725 || Mortgage Scores: EQ 724, Tu 694, EX 726

PSECU || CHASE || NAVYFED || DISCOVER ||

Restarted my rebuild in April 2018

Gardening until Emerald Spade - Accomplished. 1st App on the list is AODFCU, next is TBD
Last apps: (2) August 18, 2019. Instant approvals but one account opened on the 19th
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 0/12 4/24 (based on DPs; 5/24, an AU from 8/16/2019) IHG
Dirty/Thick/Aged/ No New Acoounts


Message 17 of 34
AllZero
Super Contributor

Re: Foot in the door with NFCU


@Credit4Growth wrote:

👍 Congratulations and welcome to Navy!


@Credit4Growth   Congratulations on your emerald rock!

Message 18 of 34
Credit4Growth
Valued Contributor

Re: Foot in the door with NFCU


@AllZero wrote:

@Credit4Growth wrote:

👍 Congratulations and welcome to Navy!


@Credit4Growth   Congratulations on your emerald rock!


👋 Thank you AllZero, it does feel good 🤟

 

Current as of February 21st
TCL $126.6 - 2.#%UTL || - SL Balance $20.6K
FICO 08 EQ723, TU725, EX725 || Mortgage Scores: EQ 724, Tu 694, EX 726

PSECU || CHASE || NAVYFED || DISCOVER ||

Restarted my rebuild in April 2018

Gardening until Emerald Spade - Accomplished. 1st App on the list is AODFCU, next is TBD
Last apps: (2) August 18, 2019. Instant approvals but one account opened on the 19th
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 0/12 4/24 (based on DPs; 5/24, an AU from 8/16/2019) IHG
Dirty/Thick/Aged/ No New Acoounts


Message 19 of 34
BAD_UP
Frequent Contributor

Re: Foot in the door with NFCU

Congrats on on your NFCU Cash Rewards Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 20 of 34
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