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Founders FCU CC

Bluecord11B
Member

Founders FCU CC

Hey folks, just wanted to let y'all know I found a really good CU for residents in the carolinas. While they won't be able to service many of y'all, the ones in many counties of north and South Carolina they are a great option to checkout. I called last Thursday about a LOC to consolidate a credit card and a high interest loan from springleaf. The last I talked to told me to apply for their "no frills" visa as opposed to a typical unsecured loan. I told her it was about 15k I needed to consolidate and she told me to apply for the CC. If that didn't get approved she would go the other route. So I did and was approved for 20k (the amount I app'd for) instantly. No income verification. Just had to email a copy of my drivers license. The intro rate was 2.9 for 12 months and 7.9 after that on balance transfers. This was all after refinancing a car, buying a new pickup, and getting about 25k in new credit cards the in the past 4 weeks. They are super easy folks to deal with and had I known this before I would've prolly refinanced with them instead of PenFed a couple weeks ago for the simple fact they are local to me. Just thought I'd share in case the info could help someone. Any questions of me just ask.
Message 1 of 12
11 REPLIES 11
JamesMS
Established Contributor

Re: Founders FCU CC

Congrats on the approval. It seems that this CU might be good for the ones in their servfce area.

Message 2 of 12
Bluecord11B
Member

Re: Founders FCU CC

Thanks JamesMS. They've been around my area for years and isk why I never talked to them before. Glad I finally did.
Message 3 of 12
CreditContractor
Established Contributor

Re: Founders FCU CC

Be careful because you are making the family of Erskine Bowles' wife richer.  They started that credit union to get the money right back after they paid their employees at Springs Industries.  When they sold The Springmaid Pier and Resort in Myrtle Beach, SC they took their ATM out of the parking lot.  I have family members who got in through Duke Energy.  I even signed them up and paid for a savings account at NFCU and they took the money out and dropped it like yesterday's news when their ATM cards came in the mail.  It may be a good CU but I don't care to make the Springs family any richer.

Message 4 of 12
thummel
Established Contributor

Re: Founders FCU CC

Congrats
Message 5 of 12
onmywayto700
New Member

Re: Founders FCU CC

BlueCord11B:

 

Do you mind sharing your FICO score. I know founders normally pulls Equifax exclusively. I have the Platininum Visa with Founders now with $2500 credit limit but i'm considering changing to the no frills and transfer some balances. BTW founders is great  to work with. i've financed multiple cars with them in the past.  

Message 6 of 12
Super_AL
Valued Contributor

Re: Founders FCU CC


@Bluecord11B wrote:
Hey folks, just wanted to let y'all know I found a really good CU for residents in the carolinas. While they won't be able to service many of y'all, the ones in many counties of north and South Carolina they are a great option to checkout. I called last Thursday about a LOC to consolidate a credit card and a high interest loan from springleaf. The last I talked to told me to apply for their "no frills" visa as opposed to a typical unsecured loan. I told her it was about 15k I needed to consolidate and she told me to apply for the CC. If that didn't get approved she would go the other route. So I did and was approved for 20k (the amount I app'd for) instantly. No income verification. Just had to email a copy of my drivers license. The intro rate was 2.9 for 12 months and 7.9 after that on balance transfers. This was all after refinancing a car, buying a new pickup, and getting about 25k in new credit cards the in the past 4 weeks. They are super easy folks to deal with and had I known this before I would've prolly refinanced with them instead of PenFed a couple weeks ago for the simple fact they are local to me. Just thought I'd share in case the info could help someone. Any questions of me just ask.

Congratulations!...Thanks For Sharing.Smiley Wink

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 7 of 12
Musiclover
Super Contributor

Re: Founders FCU CC

Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 12
Bluecord11B
Member

Re: Founders FCU CC

Onmyway sure my Eq is 687 Ex is 686 and TU is 711. thanks for the congrats y'all.
Message 9 of 12
Vegas4Play
Valued Contributor

Re: Founders FCU CC

Congrats to you on the approval and thanks for sharing, to bad I don't live in the area, oh wait I'm in the garden silly me.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 10 of 12
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