Four new approvals. How long do I wait?

[Anonymous]

So just joined after following, reading and learning for a couple months now. Filed for BK 06/2016 and I think dropped the ball by not getting any credit cards until last June. Approved then with a Credit One card ($1700 SL), Kohls ($300SL) and a Buckle card($250SL). Didn't really do much after that till I found this site and began reading up.

So last month was approved for a Cap1 Plat with no fee $3k SL and a Discover It $1800 SL. And I see now what you all mean about getting app crazy! Was approved in the last few days for Lowes $1k SL, Overstock (SP) $550 SL (did automated call twice after approval and increased to $2050 SL then $3550 SL). Also Wayfair (SP) $3500 SL (did two automated calls also and went to $6000 SL then $7500 SL). I didn't dare call again.

In the last month I have went from $2250 credit limit up to $19,100.

My question is did I do too much too fast? And I know I need to "garden" as you all call it but for how long?

Current Fico from Creditchecktotal is:  EX: 673.  TU: 649.  EQ:  671  

Thanks!

[AverageJoesCredit]

Congrats and Welcome Its ok, it happens. But for sure , give it 6 months to let your cards breathe. Youll be in a much better place if you decide to app in 6 months. Also, jmo, but you are way past the need for Credit One now.

[simplynoir]

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@AverageJoesCreditwrote:
Congrats and Welcome Its ok, it happens. But for sure , give it 6 months to let your cards breathe. Youll be in a much better place if you decide to app in 6 months. Also, jmo, but you are way past the need for Credit One now.

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+1

[Anonymous]

Congrats on your approvals! 

I would garden at least 6 months. Let your accounts age a bit. 

Dont worry about “too fast”, what’s done is done. Besides, not many on this forum can claim to do things the slow way 😂

Edit @simplynoir @AverageJoesCredit 😂 we were all within seconds of posting. 

[Anonymous]

Thanks. And yes, I planned on getting rid of Credit One before June when the Annual fee is charged.

[AverageJoesCredit]

Lol, Jag, all i can say is SIMPLY K

Nice to see you are learning fast Op. I have a feeling we will hear some good things from you in 6 months Read up and soak in the knowledge here, its a tool msny wish we had earlier in our rebuilds